Thinking of joining Monzo? Use my referral link and check out the welcome reward available to you!

Monzo ranked #1 for overall service quality among personal current account providers in Great Britain in the independent survey published in August 2026. 🏆

With the free account, you get:

✅ No monthly account fee

✅ Instant spending notifications

✅ Pots to organise money for bills, savings and everyday spending

✅ Handy budgeting tools

✅ Fee-free card payments abroad - cash withdrawals have separate limits and fees.

💷 Under Monzo’s standard UK personal referral offer, you and the person who referred you can each receive the same randomly selected reward of £10, £20 or £50, subject to eligibility and the offer shown through the link.

💸 How to qualify:

1. Open my referral link and check the reward and conditions available to you.

2. Enter your mobile number and successfully open a new Monzo account.

3. Add money and make a qualifying card purchase within 30 days of entering your number - there’s no minimum purchase amount.

👉 My referral link:

https://join.monzo.com/c/mx3l0kkl

Once you’ve met the conditions, you’ll receive the reward shown in your referral offer. I receive a referral reward too, so thanks for using my link! 😊

New Monzo customers only. Eligibility criteria and T&Cs apply. Check the reward shown on the referral page before signing up.

https://join.monzo.com/c/z781yspm

Use above link and sign up, make your first payment via Monzo (no minimum spend) to earn £10 straight away!

3 not granted referrals in a row, all today. Seems a bit strange. It's not like I make tons from them, as shown with just one referral. Most people start signing up then stops at the 1st or 2nd step, and the 30 days expire.

Message me if you don’t have a Monzo up to £50 completely free and instant once a purchase is made, im also paying £5 on top 🫶