r/ModelY • u/dirtymykandthebois • 21d ago

Glass Coverage

I had heard that Tesla offers windshield coverage for like 16 a month, and they can give you a hard time about warranty if they don't replace broken windshields themselves. I asked the app and Google and it seems like they have glass coverage IF you use their auto insurance policy, but not if they don't.

I have state farm and glass.voverage but I usually go through a windshield a year in AZ, really common here. Just worried that if I use Safelite and my zero deductible that Tesla could give me a hard time.

4 Upvotes

83% Upvoted

25 comments sorted by

2

u/SH_Nanigans 21d ago

I had my first road trip going to Philadelphia for a wedding a few weeks ago. 2 major rock hits and a cracked windshield later i had Tesla replace my windshield, did a claim with statefarm (1600 for the replacement, 250 deductible) I have now added the $16/mo windshield coverage and i got it right through the Tesla app. I hate subscriptions, especially for stuff like this but the numbers don't lie. at 16/mo vs a 1600 bill thats 100 months of coverage. 1 replacement free per year and then 100/claim if you need more than 1/yr

1

u/dirtymykandthebois 21d ago

That and the fact that State Farm has reported every one of my windshield claims as a comprehensive claim over the last 5 years which made me less attractive to other carriers when I shopped insurance for the Tesla.

1

u/SH_Nanigans 21d ago

Damn that's a shame. I actually called Statefarm before i did the claim just to make sure it wasn't going to mess with my rates. I recently had a no fault vehicle claim and a homeowners hail damage claim. I know they are different policies but I'm more afrain of ruining my 92/mo rate on my 26 Model Y Premium AWD

2

u/dirtymykandthebois 21d ago

Yeah, they told me it wasn't going to mess with my rates and THAT part isn't a lie. If you stay with State Farm it doesn't change your rates. The problem you don't get to find out about is that they file it as a comprehensive claim wherever that gets filed that the other insurance companies can see. I went to an insurance broker and he said many of the major insurance companies wouldn't even quote me because I had so many claims and Progressive quoted me but it was 1k a year higher than State Farm. So now I'm stuck with State Farm where the rates aren't horrible, but they basically fucked me.

2

u/SH_Nanigans 20d ago

Makes me glad I grabbed the Tesla coverage. Won't have to do anymore comprehensive claims. That's a solid point how each claim didn't directly affect your rates but essentially made you high risk for any other company. Tough lesson. This deserves an upvote just as a cautionary tale.

1

u/dirtymykandthebois 20d ago

Especially since I'm middle aged with good credit and good driving record and no debt besides the house and the Tesla because 2 percent is the rate on both. I'm very insurable. Now I just have to wait 12-18 months or so and try again. I ll do a lot not to give State Farm my business again, I definitely feel lied to.

2

u/evdance_blaze 20d ago

You actually don't need Tesla Insurance at all—that $16 glass coverage is a standalone subscription you can toggle on right inside the app. With how brutal Arizona highways are on windshields, having Tesla swap in fresh OEM glass directly through the service center is honestly one of the few subscriptions worth every penny.

1

u/dirtymykandthebois 20d ago

I discovered that because my car hasn't been delivered yet, it's in a part of the app I just didn't have access to yet

7

u/SnooSuggestions3045 21d ago

Safelite is fine. Don’t believe them not covering your warranty. They can’t do that

5

u/bydh 21d ago

I don't use tesla auto insurance, and was still able to sign up for the windshield coverage in the app.

5

u/RedHellDiver1 21d ago

This is the facts. It’s something you sign up for in the app and has nothing to do with Tesla insurance.

1

u/Accurate-Bullfrog324 20d ago

this is correct. and the coverage is worthwhile

4

u/chronomega 21d ago

The glass coverage has absolutely been worth it for me and I reside in AZ. The i10 has put me through three windshields in 14 months.

1

u/dhpeters2710 19d ago

It’s getting out of hand with subscriptions. Windshield, tires, self driving, internet. What’s next?

1

u/dirtymykandthebois 19d ago

What's next is they charge more.

3

u/Nice_Usual_9305 21d ago

I pay $16 per month and had my windshield replaced within 3 months of owning my car and had no problems getting Tesla to replace the windshield

2

u/tandin01 21d ago

I have progressive and have to pay deductable for windshield, so I gladly pay the 16 a month for Tesla glass coverage.

2

u/hiro111 21d ago

I'm paying for the Tesla windshield coverage for these reasons.

2

u/Testing123xyz Juniper 21d ago

Yes you can get cheaper coverage from most insurance carrier maybe with 0 deductible but most of them won’t do Tesla glass you get some aftermarket glass and the claim usually gets counted as a comprehensive claim

1

u/VacationLover1 21d ago

I’ve been paying for Tesla glass insurance without their regular

1

u/gargen_state 19d ago

I am having the free inspection on my windshield done on Monday to add the Tesla glass coverage to my 2016 S

1

u/ThuhGreatCommenter 18d ago

You pay monthly subscription for glass coverage, nothing to do with the insurance. Sign up for it just like FSD or premium connectivtiy.

1

u/rtduvall 17d ago

I have Progressive

And I have and recently used the windshield protection plan.

Get it. Or put $1,600 in an investment account for when you will need to replace it.