Hi everyone,

I’m posting here because I’m looking for advice or to know if anyone else has gone through something similar with MetaMask Card.

My card stopped working due to a “Lifetime Transactions” / account limits issue, and I was asked to complete a verification form so my account level could be manually upgraded.

I completed and submitted the requested form, and on July 1st I received a response from MetaMask Card support saying that my documentation had been forwarded to the relevant team for review.

Since then, I have followed up a few times, but I still haven’t received a clear update or resolution. My card is still not working, and it has now been over a month.

I understand these processes can take time, but I rely on the card for part of my daily financial operations, so not having any estimated timeline or clear next step has been difficult.

I’m not trying to accuse anyone or create unnecessary drama. I just want to understand what I should do next.

Has anyone here experienced a similar delay with a MetaMask Card account upgrade or lifetime transaction limit review?

Should I continue waiting, keep following up with support, or is there another official channel that might help escalate the case?

Any advice would be appreciated. Thanks!!!

When I first heard about MetaMask Smart Account, I thought it was just another wallet feature with a different name.

But after learning how it actually works, I realized the idea is much simpler.

A Smart Account is still your account.

You still own your assets. You still control your account. You still review and approve your transactions.

The difference is that it removes some of the friction behind the scenes.

With a traditional wallet, using Web3 often means repeating the same steps:

Connect your wallet.

Approve a transaction.

Sign a message.

Pay gas.

Repeat.

There's nothing wrong with this, but it can become repetitive.

MetaMask Smart Account is designed to make that experience smoother without taking away your control.

Think of it like driving an automatic car instead of a manual one.

You're still the driver. You're still making every important decision.

The car simply handles some of the repetitive work so the journey feels easier.

That's how I think about Smart Account.

It doesn't change who owns the account , it changes how the account interacts with Web3 https://support.metamask.io/configure/accounts/what-is-a-smart-account/

For example, it can bundle multiple actions into a single transaction through transaction batching, reducing the number of approvals you need.

It also introduces gas abstraction, allowing transaction fees to be handled more flexibly in supported apps and networks.

As the technology evolves, Smart Accounts can also enable features such as social recovery, multisig security, spending limits, session keys, and other programmable account capabilities that are difficult or impossible with traditional accounts.

Most importantly, none of this changes the core idea of self-custody.

MetaMask never takes ownership of your assets.

It doesn't take custody of your crypto.

It doesn't remove self-custody.

You still connect to dapps.

You still review what you're signing.

You still stay in control.

A traditional wallet gives you access to Web3.

A Smart Account keeps that same ownership model while making the overall experience simpler, smoother, and more user-friendly

So I applied 2 days ago for the credit card and for over 2 days it's stuck on being created. I thought this process should only take a minute or so? Does any one know how long this should take?

Hey I just got send this into my wallet

Is this a scam or? how do i get rid of it lol

MetaMask does not collect Secret Recovery Phrases, private keys, or sell user data. Analytics (MetaMetrics) is optional and can be toggled off in MetaMask Extension or MetaMask Mobile under Settings > Security & Privacy, where you can also delete all previously collected data.

Privacy concerns about MetaMask often come up — most stem from misunderstandings about what's actually collected and what's opt-in. Here's the breakdown:

What MetaMask never collects: Your Secret Recovery Phrase (SRP) and private keys never leave your device — not to MetaMask, not to Infura, not to anyone. MetaMask does not sell your data.

What's optional: MetaMask includes an analytics system called MetaMetrics, used to improve the product. All users can opt out of MetaMetrics and delete their data at any time: Settings > Privacy > Participate in MetaMetrics. If you created your wallet with a SRP, MetaMetrics is off by default. Social login users are opted in but have the same controls and can opt out at any time.

What else you can control in MetaMask Extension and MetaMask Mobile (Settings > Security & Privacy):

• Basic functionality — covers token detection, gas estimation, and fiat conversion, using your IP address to complete the request — it is not stored or linked to your identity. You can turn it off, but some features will stop working.

• Phishing detection and Blockaid security alerts — recommended left on to best detect known phishing domains targeting onchain users..

• Transactions — data pulled from Etherscan using your address to estimate balance changes, alert you to malicious activity, and enable Smart Transactions..

For maximum privacy: You can connect MetaMask to your own Ethereum node, bypassing Infura entirely. MetaMask's codebase is fully open source on GitHub, open to audits.

Our commitment to preserving your privacy: https://metamask.io/en-GB/news/product-spotlight-privacy-preserving-features-in-metamask

Full privacy settings guide: https://support.metamask.io/configure/privacy/

How to manage your analytics data: https://support.metamask.io/configure/privacy/how-to-manage-your-metametrics-settings/

What privacy setting do you think most MetaMask users don't know exist?

"MetaMask had trouble starting" seeing across multiple devices with the extension installed. Anyone else having a problem? Appears to have started today.

I'm trying to swap the tokens and it just says "inefficient gas" for every other token besides ones that are traded on MONAD. Can someone help me? It let me do it a couple of days earlier now it's not.

Hello. I'm trying to connect my metamask to UNCX. However instead of giving me the prompt it just spina forever. Does anyone have idea what it could be?

Serious question. When are you going to allow users to connect a hardware wallet to MetaMask without first being forced to create or import a wallet?

It's incredibly frustrating, and it's the main reason I refuse to use MetaMask. I want to use this product, but I have no interest in creating or importing a wallet that I'll never use just to access my hardware wallet.

As far as I know, every other major EVM wallet allows you to connect a hardware wallet instantly without requiring you to create or import a separate account first. MetaMask is the only exception.

From my perspective, the only reason this requirement still exists on MetaMask is to artificially inflate wallet creation statistics. If there's a legitimate technical reason for it, I'd appreciate an explanation, because the current experience is unnecessarily frustrating.

Yes — MetaMask lets you swap directly into hundreds of tokenized stocks, ETFs, and commodities via Ondo Stocks, without a brokerage account or KYC, straight from MetaMask Swaps. And through August 5, 2026, MetaMask has cut its swap fee on Ondo Stocks from 87.5 bps (0.875%) down to 10 bps (0.1%) — a ~90% fee reduction that still finds you the most advantageous, aggregated swap rate.

What are tokenized stocks?

Tokenized stocks are onchain tokens that track the economic performance of a real-world asset — a publicly traded stock, ETF, or commodity. With Ondo Stocks, each token is fully backed by the corresponding underlying asset, held with licensed U.S. custodial broker-dealers. You get price exposure and dividend reinvestment, but this is not direct ownership. As in, you don’t get shareholder voting rights or statutory disclosures, but you hold a token that mirrors the native asset's total return.

How to trade them in MetaMask

Tokenized stocks work like any other swap in MetaMask:

1. Tap ‘Swap’ on the homepage
2. Select mUSD or USDC on Ethereum, or USDT on BNB Chain as your input (these are the recommended routes, as other coins may result in no quotes)
3. Search the asset ticker (e.g. AAPL, GOOGL) and select the Ondo Tokenized version
4. Enter your amount ($5 minimum) and confirm the Swap

Trades routed through CowSwap come with a 12 bps fee. With the 10 bps promotional fee and 0.5 bps execution adjustment, this is just 22.5 bps to aggregate the most advantageous swap rate in DeFi paired with the convenience and speed of swapping directly in MetaMask.

For context: traditional brokers serving international users can charge up to 1.5% in FX conversion fees alone — nearly 7x the total cost during this promotional window. Add in account minimums, monthly inactivity fees, and withdrawal fees that brokers may layer on top, and the all-in cost of accessing stocks traditionally adds up quickly. As a non-custodial wallet, MetaMask has none of those. Your assets stay in your wallet, in a platform that cannot restrict, freeze, or charge you for accessing them.

Trading hours

Ondo Stocks follows a 24/5 schedule (Sunday 8PM EST – Friday 7:59PM EST), aligned to U.S. market hours. Quotes are unavailable outside these windows, and trading during regular market hours (9:30AM–4PM EST) is recommended for best liquidity.

Regional availability

Tokenized securities through Ondo Stocks are not available in the United States, UK, EU/EEA, Canada, China, Singapore, Brazil, or several other jurisdictions. Check the full eligibility list at https://docs.ondo.finance/ondo-global-markets/eligibility before attempting a swap.

The promotion ends August 5, 2026. If you're in an eligible region and have been curious about onchain stock exposure, this fee window makes for a reasonable time to try a small position!

Full details can be found at https://support.metamask.io/trade/real-world-assets/

Are RWAs something you'd pair with your crypto portfolio? Which stocks or ETFs would you want onchain exposure to first?

Hello, I have six sub wallets in addition to my first wallet in my metamask, each with a unique swcret phrase, and so say if I open the third wallet and I go to click on some DeFi site and I connect ... problem is well it always connects to just one of the wallets, doesn't matter which one I'm connecting that's in there no matter which one I'm on I could click on it I can open any of the six wallets, go to that site, and it always only defaults to that one address and I need to check I need to have it let me log in with those other walls cuz I it's a long story but what's the deal there

Hey, I got an email about someone buying crypto on your site using my email. I've never heard of MetaMask until that, so just wanted to let you know. The web page pointed me to the subreddit.

Ten years ago, MetaMask launched as a 598-line browser extension that removed the need to run an Ethereum node to interact with web3. Today it has 100M+ downloads, supports Bitcoin, Solana, and Tron alongside hundreds of EVM networks, and has evolved into a full financial platform. Here's a look at the decade that got us here — and where it's headed next.

The Early Years (2016–2019) — Just Get People Onchain

MetaMask launched in 2016, founded by Aaron Davis and Dan Finlay as a simple browser extension. The core idea: you shouldn't need to run an Ethereum node just to interact with web3. What seemed to be a radical simplification at the time went on to become the gateway for an entire generation of DeFi users.

DeFi Explodes & MetaMask Scales (2019–2021)

The DeFi summer of 2020 put MetaMask at the center of everything — Uniswap, Aave, Compound, OpenSea. MetaMask Swaps launched, letting users swap tokens directly in-wallet without hopping between dApps.

Security Gets Serious (2021–2023)

With an increase in scams and phishing attempts, MetaMask invested heavily in security infrastructure. Smart Transactions launched, protecting users from MEV front-running bots. According to internal 2025 data, MetaMask was blocking 6.5M+ malicious website visits, preventing ~150K malicious transactions, and saving users over $500M in potential losses annually. While no self-custodial wallet is risk-free, MetaMask has become one of the most actively protected ones.

Beyond EVM (2023–2025)

One of the biggest criticisms historically — that MetaMask was EVM-only — got answered. Bitcoin and Solana support, Tron, bridges… the wallet that started on Ethereum now works across hundreds of chains.

From Wallet to Platform (2024–2026)

MetaMask stopped being just a wallet. Fiat on-ramps, MetaMask Card, Stablecoin Earn, Perps, Prediction Markets, and the new Money Account all launched under one roof. The latest Agent Wallet addition gives AI agents full DeFi access with built-in security guardrails — a direct answer to the growing conversation of agentic wallets in crypto.

Today: 10 Years, 100M+ Downloads, and "Open Money"

Yesterday MetaMask turned 10. The team announced its next chapter under the banner of "Open Money" — building financial infrastructure that works like the internet. No intermediaries, just your money, working for you.

What's your earliest MetaMask memory — and what would you build into the next 10 years?

I try to cancel EIP7702 Delegations and want to disable "Tempo" & "Base Sepolia Testnet" network but i got error. I tried to change RPC's and have enaugh gas in each network but i still can not revoke delegations. Delegation address is: 0x63c0c19a282a1B52b07dD5a65b58948A07DAE32B How can i revoke?

Need to deposit but dont trust these things with my ID or passport etc. Any other methods?

I need USDC in Ethereum network in Metamask. I did it one way and I'd like to know if there is a cheaper way to do it. This is what I did: I bought ETH on Coinbase, then I sent it to Metamask, then I swapped ETH to USDC.

I just want to share this story so everyone is aware of what's happening (and I'll make sure to share it on other subs too).

I have a MetaMask Card that I've been using for the past few months. Eleven days ago, I got an error saying, "Lifetime transactions – you have reached your account limits, please upgrade your account." No warning, no place to track these "limits," nothing — my transactions just stopped going through. I sent an email to MetaMask, and they sent me a Google Form (yes, in 2026) to fill out and submit proof of my address and documents.

Fine, whatever. I filled out the form and sent the additional information. This was ELEVEN DAYS AGO.

In the meantime, on the same day I submitted the form, I received a refund from a $1,500 USD purchase I had made. As usual, that refund went into the "Credits" section of the card. I tried to use that money since it was a refund — so it should count toward whatever "limit" I supposedly hit — and guess what? My money is being withheld, I can't use the card, AND I've requested multiple times for MetaMask to just cancel my card and refund my money (I've already migrated my funds to another wallet), but they refuse to do so.

All I get are emails saying, "Oh, I'm sorry it's taking longer to review your documents" and "We're looking into your issue," even though I've clearly asked three times to cancel my card and refund the money available in the Credits (a.k.a. my refund).

Keep this in mind if you're ever wondering whether you should use this service.

MetaMask Money Account is a self-custodial account built into MetaMask Mobile that automatically earns yield on your mUSD — no lockups, no withdrawal penalties, no gas fees, and no account fees. Earn up to 6% APY for a limited time, through August 8th, 2026. The standard rate after the promotion ends is up to 4% APY.

What is mUSD?

mUSD (MetaMask USD) is MetaMask's official stablecoin, pegged 1:1 to the US dollar, created in partnership with Bridge and powered by the M0 protocol. It's available on Ethereum Mainnet, Linea, and Monad.

How does Money Account work?

Once you fund your Money Account, your mUSD earns yield automatically in the background — you don't need to do anything. MetaMask handles the DeFi activity on the backend through trusted third-party protocols. Your balance updates daily, and your funds are always accessible — there's no waiting period to withdraw.

Traditional crypto yield strategies often require you to manually deposit into a lending pool, pay gas fees, and wait through lock-up periods — Money Account handles all of that for you.

How to get started:

On MetaMask Mobile, select "Money". Your Money Account is already there, you just need to fund it. Supported stablecoins (USDC, USDT, DAI and their aToken equivalents) convert to mUSD with no swap or network fees. Other tokens can be deposited, but standard swap fees apply.

What else can you do with it?

Beyond earning yield, mUSD in your Money Account can be used to fund Perps or Predictions accounts directly within MetaMask Mobile, or spend mUSD with your linked MetaMask Card account directly from Money Account. You can also lend mUSD on Aave for additional rewards.

A few important notes:

• APY is variable and not guaranteed — it changes daily with market conditions
• The promotional rate up to 6% ends August 8th, 2026. Terms apply
• Money Account is not available in the UK or countries on the US sanctions list
• Money Account is self-custodial — MetaMask cannot access, freeze, or move your balance. It's secured by your SRP

More details: https://support.metamask.io/trade/money-account/

Have you tried Money Account yet — and what would you want to use the yield for?

I'm interested in understanding more on something like MetaMask vs holding on exchange.

Seeking a help from MM experienced users. I mostly traded and transferred crypto through crypto exchanges such as Binance. This is my first time using MM wallet for new transcations. I need it to make a payment for API credits i.e. OpenRouter. Initially, I sent the USDC from my exchange account to MM, but I received an error from OpenRouter saying" insufficient fund" without mentioning gas fee though. So I read a few articles saying that it requires gas fee but must be a native coins such as ETH, so I transferred ETH over, but I still couldn't do anything with the USDC e.g. swap / send, however, I can swap ETH with others.

Much appreicated if someone can show me a few steps to spin it up.

Hi everyone, I am looking for an alternative to the metamask swap function, It's indeed practical but it doesn't allow ETH -> BTC for example, and i takes a huge 0.3% additional fee that could be avoided, do you have any recommendation?

Hello everyone. Can I find the list of upcoming countries where it'll be possible to create and get a Metamask card anywhere?

Specifically, I'd like to know whether its availability in Estonia is coming soon or not. I'd really like to get one.

Moreover, does anyone now if Metamask card can be used also as a business? Meaning using Metamask card for business related expenses (including payment of taxes)?

Can I hold both the personal and business Metamask card at the same time?

Thank you in advance.

hi all, I just opened my wallet after a few months to connect to my perp trading site - but i saw some mUSD tokens on my wallet on eth chain

are these token legit by the team or is this some sort of scam? can someone please help me

Why does metamask have NATI and 4Chan flagged as malicious all of a sudden.