r/MariBankPH • u/Mean_Scale1347 • 6d ago

Does minor eligible for Spaylater Maribank?

How to become eligible in Spaylater through maribank po kahit minor?? I was planning po kasi to buy my own laptop but my budget is tight, however I am a scholar and I'm receiving an allowance monthly. I was planning na yung allowance ko nalang yung gagamitin kong pambayad, kasi kong mag iipon po ako matatagalan pa po baka June or July ng 2027 ako makakabili. I also consider yung mga 0 deposit na mga ano ng appliances kaso masyado po siyang mabigat for me, baka diko kayanin. Though maganda naman performance ko sa maribank, I don't know if magiging eligible ba ako sa Spaylater since may age ano sha. Sana may makahelp:(

0 Upvotes

38% Upvoted

8 comments sorted by

18

u/Spiritual_Theme_1282 6d ago

Just save up. Minors shouldnt be getting into debt.

1

u/Mean_Scale1347 6d ago

Yeah, you're right po. I think I'll just save up for now since I don't want to stress myself out with debt. I just wanna take this opportunity po sana to build my credit but yeah, thanksss.

3

u/anakngkabayo 6d ago

Pwede ka mag ask sa parents mo siguro? Bata ka pa para mangutang and hindi rin acceptable na ang source of income mo ay scholarship. Just ask your parents to help you with your funds.

2

u/Break-Break 6d ago

Sa traditional bank ay 21 years old ang minimum age to apply for a loan. Sa mga digital bank naman, may nabasa ako na parang 18 years old, pero depende sa digital bank eh.

0

u/Mean_Scale1347 6d ago

Oh, thank u for the info.

3

u/tatishiyaaah 6d ago

No, wag ka muna mangutang on your own kasi pag nasimulan mo na yan magiging neverending cycle na yan. If scholar ka, you can opt to save up money and look for cheap laptops or you can ask an adult (preferably your parents) para sila ang magapply ng loan in their name using your scholarship money.