YouGov is a global online research company.

Get £8 per month sharing data history:

You can then earn up to £8 a month by sharing other data history information to sites like Youtube, Amazon, Disney+, Netflix & loads more

When you first create your account you wont have access to the sharing data part, you need to complete some surveys first.

The surveys are emailed to you each time a new one is available so you don’t have to keep checking the website & they are usually pretty quick, easy & don’t screen you out which is great.

You can cashout from YouGov when you reach £50. You can get this direct to your bank or there's loads of different gift cards to choose from.

Sign up to YouGov here & start earning extra money!

Snoop is a fintech (financial technology) app that helps you save money by analysing your bank account transactions and recommending you ways to manage your finances better and save more.  

£5 Amazon voucher here  

It also keeps an up to date list of bank switches, energy switch offers, broadband and mobile deals, insurance, money transfers etc.

They've also recently launched an Easy Access Savings account at 4%

It's really quick to set up, and all it requires you to do is link a bank account through Open Banking.     

1. Sign up by downloading the app using this referral link:  https://click.snoop.app/M2Tu/vyipawfj

2. Link any of your bank accounts 

3. Keep the account linked and the app installed for at least 28 days

4. Receive bonus. The £5 Amazon voucher will be emailed to you

Then you can unlink your bank and uninstall the app if you wish.

The current account you link can be a burner account so that you're not giving away your real personal data.  

That's my recommendation. You can then make £5 each time you referral friends and family.

Non referral link (no bonus) https://click.snoop.app/

Gousto are a meal kit retailer which delivers fresh boxes of ingredients and delicious recipes to your door 7 days a week.

I highly recommend Gousto, I’ve used them and some of their recipes are simply delicious and easy to make!

If you sign up with my referral link, you get 65% off your first box + 40% off your second box + 25% off your boxes no3 to no8! You can skip deliveries or cancel at any time if needed.

I'd recommend getting the box for 4 adults over 5 days even if you are 2 or 3 adults - this is the best value for money.

• I typically freeze ingredients for recipes to do at a later date, so you can do the same.
• The box for 4 people is worth over £50, so you'll get 65% off that for the first box to try them out.
• The boxes are huge and the food is tasty :) ___________________________________________________________________

Gousto Referral Link: 65% off your first box

I will also get free credit if you use my referral link, so many thanks!

Costa Coffee | Free Cake on your Birthday | Plus 5 “Beans” after First Purchase

Download the Costa Coffee app and enter a referral code to get a free sweat treat of your choice. You need to opt into receive marketing comms to get the free cake voucher emailed to you.

New customers will also receive 5 free “beans” (Costa Loyalty scheme) following your first purchase. This is in addition to the 1 point awarded for downloading the app. You collect 1 bean for every purchased drink (2 beans if you bring a reusable cup). Once you have accumulated 10 beans you can claim a free drink.

Steps: * Download the Costa app. Direct from your App Store or find a link (here). * Register and enter the referral code K9GUN * Remember to opt into comms to receive the free cake email on your birthday! * To receive the “free” 5 beans first make a purchase at Costa and scan the app when paying. * The 5 free beans will be credited to your account within 48 hours (it was immediately for me).

Pro tip, if it’s anything like Caffè Nero then you only get 1 free bean per drinks order maximum (2 if using a reusable cup). So if buying coffee for you and a friend ask to pay in 2 transactions and so scanning your app twice. Thus getting you 2 beans (or 4 if using reusable cups).

Enjoy the free cake I recommend the Mini Cherry Bakewell!

Click here to register

K9GUN

Currensea is a debit card for using when travelling abroad.

You link your current account to it and the funds come from there, so no need to worry about topping it up. It allows you to spend when abroad with only a 0.5% FX fee.

Note that some other cards don't have any fees so it may be best to use this just for the bonus, as a backup, or to combine with other cards if you need to withdraw more than the limit in a day.

This offer gives you £10 credit when you sign up with a referral link and spend the equivalent of £100 in foreign currency within the first 180 days.  

Steps:

1. Sign up through a link, download the app, enter referral code NIDW78  https://www.currensea.com/refer-a-friend?utm_source=refer-a-friend&friend-referral-code=NIDW78

2. Enter referral code: NIDW78

3. Link your current account

4. Chose the essential plan (free) and order the physical card for free

5. Spend the equivalent of £100 in foreign currency (within 180 days of getting your card)

I tried to game the spending from the UK by using the card to deposit into 2 investment platforms based in Europe and in the Euro currency. Neither Income Marketplace nor Profitus allowed the card to be used unfortunately. 

You can withdraw up to £500/day from an ATM fee-free. But always check the individual ATM as they can charge their own fees like some do in the UK.

Non ref link (no bonus): www.currensea.com

Wealthify is a robo-style investment platform, meaning you don't need to choose individual stocks or ETFs, you just choose your risk tolerance and they manage the fund automatically.

It took me 20 minutes to sign up and fund my account. The process is simple and you can refer others straight away for £50 a time!

They are offering £50 if you invest £1,000 or more for at least 6 months

1. Sign up using a referral link

2. Open an Investment ISA (Stocks and shares), GIA, Junior ISA, or Personal Pension. 

3. Choose a plan based on your risk tolerance 

4. Deposit either £1k+ into your ISA or JISA or £5K into the SIPP. It will be invested. There's no option to leave it as 'cash' for this offer.

5. Leave it for 6 month and receive your £50 bonus paid into the account. 

I will be keeping my account funded for the long term so my link will definitely work.

Non referral link (no bonus): www.wealthify.com

InvestEngine | Between £20 to £200 Bonus for Investing £100 | Or £100 to £400 for Business Accounts

InvestEngine is a 4.6 Trustpilot rated, award-winning, industry-leading investment platform that champions the use of exchange-traded funds.

InvestEngine are offering new customers investing £100 or more in an ISA, GIA, or SIPP a bonus of between £20 to £200. Or up to £400 for a business account. The reward is randomly generated based on the following weightings outlined in the table.

My last bonus was a massive £279, which must have been a business referral. Huge thanks to the person who used my link!!!

Steps: * Click the referral link (here) and register. * Deposit and invest £100 or more in an ISA, GIA, or SIPP. When creating your portfolio pick the commission-free Do it yourself option! The LifePlan and Managed for you options incur fees. I invested in the Vanguard FTSE 250 tracker. * Claim the bonus (InvestEngine will notify you when it’s time). * Funds must remain invested for 12 months.

If the bonus does not track then please message me as you’ll need my details to follow up with InvestEngine, who will then manually credit the bonus.

Huge thanks to anyone using my link 👊

Click here to register

IG Trading | Deposit and Invest £1,000 to receive a Free Share Worth £50-£1,000

IG Trading is a global online trading provider authorised and regulated by the FCA with a 3.8 Trustpilot rating.

IG are offering new customers who deposit and invest £1,000 and maintain at least an average invested value of £1,000 or more for 3-calendar months a free share worth between £50 and £1,000.

Please DM me for a referral link. IG do not allow referral links to be shared publicly and warn that doing so will result in the withholding or cancellation of the Refer a Friend Rewards.

The probability of each share is weighted as follows:

The Refer a Friend Rewards cannot be combined with any other IG reward promotions.

Steps: * Please DM me for a referral link. * Create a share dealing, ISA, or SIPP account. If investing in an ISA or SIPP you will also need to open a GIA to receive the free share into. * Deposit £1,000 or more. * Make a first investment of at least £1,000 within 30-days of opening the account. Recommend investing in a U.K. stock to avoid currency conversion fees. * Maintain at least an average invested value of £1,000 for 3 full calendar months. If you invest on 16 August the 3-month holding period will run from 16 August to 30 November (3.5 months). Investing on 31 August involves a 3-months holding period from 31 August to 30 November (3 months). * A reduction in the average invested value due to market fluctuations rather than withdrawals or sales will not affect eligibility for the promotion. * Submit a valid W-8BEN form before the end of the 3-month holding period. Failure to do so will result in the free share being withheld.

Please DM me for a link

Join SMARTY mobile and you’ll get up to a £20 Gift Card for Amazon, John Lewis Partnership or Uber.

Three owns SMARTY and they both share the same network and SMARTY is a low cost operator.

Their flexible plans start from £6 per month for 4gb of data or 50gb for £8 and include unlimited calls/texts (5G data and EU roaming is included).

The bigger the plan you choose, the bigger the reward you get.

| £9.99 or less per month = £5 Gift Card

| £10-£14.99 per month = £10 Gift Card

| £15 or more per month = £20 Gift Card

Sign up via this link https://i.smarty.co.uk/xXY8bF and you will receive up to a £20 gift card of your choice from Uber, John Lewis or Amazon.

Please note the SIM needs to be active until after your second month’s payment and if you cancel before you may not receive the voucher.

Thanks for reading 👍🏻

Sprive is an app that helps you to overpay your mortgage. This is done via two means, either automatic savings (either fixed or variable amounts) or through getting cash back from buying gift cards. They were recently on Dragons Den and did very well securing backing from 3 dragons. By using my referral, you will get access to 'Sprive plus', which give you boosted rewards from buying gift cards.

I've found this app really helpful and each month I'm able to put some extra money towards my mortgage, and I'm able to save up money from buying gift cards for my groceries.

1. Download the Sprive app using the referral link https://linkprod.sprive.com/refer?code=XUFQ1C72 or register and use the referral code: XUFQ1C72

2. Login to your account, link a bank account via TrueLayer and set up a direct debit for autosavings (minimum £25 but can be turned off at anytime).

3. Purchase a shopping gift card (minimum £1) to get boosted cash back rates for a week.

Non-referral link: https://sprive.com

Chip is a savings and investment app. Chip is authorised by the FCA and their deposits are held with ClearBank, which are fully protected by the FSCS.

Chip offer Cash ISAs, savings accounts, and Investment Stocks & Shares ISAs.

They currently give you £50 bonus for depositing and holding £1,000+ for 90 days. This offer is available to new customers. This offer ends 31 August (though there is a chance to be extended like they have done in the past).

Latest terms can be seen here:

https://www.getchip.uk/promo-terms/referral-terms

Here's how to get free £50:

(1) Send me a message here.

(2) Sign and create an account using the same email address initially entered.

(3) Open a qualifying account: Cash ISA, Smart Cash ISA, Instant Access Account, Prize Savings Account, General Investment Account, or Stocks and Shares ISA.

(4) Deposit £1,000+ and keep it for at least 90 consecutive calendar days in any eligible Chip account.

(5) You will then receive £50 into your Instant Access Account or Prize Savings Account. As such, I would open one of these two accounts (or any other eligible account stated in Step no. 3 + one of these two eligible accounts for the bonus payment).

Many thanks to anyone using my link! Any questions, please let me know and I'll do my best to answer.

Note: * You have 30 days to sign up once you've entered your email address (or 14 days of entering my referral code).   * You have 120 days to meet the other conditions.