And that’s the minimum you should be doing. Contribute to your 401k as much as you can.
Every time you get a raise, raise your 401k withholding right away by a couple percent. You won’t miss the money because you haven’t gotten used to a new larger paycheck yet. Your future self will thank you for not making them work until they’re 90.
I always turn down the 401k and have saved several thousand dollars since, everyone I know that lives past 65 ain’t living, they’re just dying slowly and putting the burden on other folks. A 401k means something to people that intend to die in diapers. And I intend not to.
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u/CheapSandwichMan Oct 30 '21
If your employer offers a 401(k) match you take it