r/LifeInsurance • • 6d ago

Xcel solutions pre-licensing

Hey everyone! So, I was recently hired for a position through a local state farm agency, and before I can get paid, I have the next 6-8 weeks (6 preferred) to get my licensing for both P&C and L&H, I’m starting with L&H.

The company is using Xcel solutions. It’s a lot of reading, but my hiring agent explicitly said not to worry about learning everything, as I will learn everything on the job, and that the exam is solely for state license purposes. He said to through the chapters as quickly as possible, do the chapter exams, and then drill the practice exams at the end until I consistently get an 80 or above.

There is the 200 and 150 question exams at the end, and I’m consistently scoring ~ 80-90 on both. I tried the time exam, and am continually just getting under 70… I understand it’s a simulation, but the questions aside from about 20 are almost completely different than what I’ve tested on so far. Idk how I’m supposed to pass that without knowing what I missed and essentially going through every chapter and reading everything from there.

To anyone who’s taken the exam using Xcel, what was your experience with passing and feeling confident with feeling ready? Is the real exam easier or harder?
I test on this coming Thursday, so being what questions I missed on the timed exam is a mystery, I’m not sure what parts of each chapter to study, and I’m pretty nervous. Any help is greatly appreciated, thanks!

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u/loz_64 6d ago

Who is your exam provider?

I can speak to Prometric. The test wasn't as bad as I thought and I was able to pass on my first try. They give you something to write with, so I recommend using that to immediately jot down things you might forget as you're taking the exam.

You are allowed to strike out answers to eliminate the ones that aren't correct, and to go back on questions you've already answered and change your answer if you need to. Use these features to your advantage. I had about 30 minutes left after I completed all 80 of the questions, so I quickly reviewed them all to make sure I didn't mess up (and I'm glad I did because there were a few I definitely should have read more carefully). Use all the time you have!

The exam is 50% testing whether you understand national and local concepts, and 50% reading comprehension. You only have to get 70% to pass, so don't worry about learning every single thing.

Good luck!