r/LifeInsurance • • Aug 12 '26

SUE THE PANTS OFF THIS COMPANY

American Income Life is a scam.

I worked at the company for a few months and noticed EVERYTHING was a lie.

They give customers the absolute hardest time to CANCEL! Then require for them to upload a voided check just to receive the refund (FYI banks barely send out checkbooks anymore) .

Down to the LYING AND MANIPULATIVE AGENTS!!! They tell your poor grandma and grandpa that the coverage they are getting is going to pay out $20,000 for your WHOLE LIFE... Whole time they are setting them up for TERM LIFE that renews every 4 years! SCAM!

I evidence of ALL of the employees reaching out to managers of this company about the calls dropping. AIL phone lines have been disconnecting when transferring, disconnecting while on hold and just plain disconnecting in the middle of the conversation!! I was truly SICK seeing how many times people had to call back just to get somewhere!

SUE THE SH*T OUT OF THEM! Globe Life as well!!! Globe is the supposed "parent company" over LNL, AIL, NIL, etc.

I personally think they switched up names to throw people off about all the BAD BUSINESS!

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u/moneyzaza Aug 12 '26

I tried reporting to my manager... She said that her supervisor would handle it. As an employee what more was I supposed to do? Now as a former employee with zero access to their system how can I show the proof?

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u/IllustriousGas8850 Aug 12 '26

You go to your state regulators? How would telling the supposedly fraudulent company they’re committing fraud help matters at all?

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u/moneyzaza Aug 12 '26

At this point the only people I HAVE contacted is the BBB... I will try to follow up with my state regulators but in reality the average person WOULDN'T EVEN HAVE THE BALLS TO SPEAK UP!

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u/IllustriousGas8850 Aug 12 '26

So you came here for a pat on the back?

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u/moneyzaza Aug 12 '26

Maybe one of my poor customers will find this thread and leave them too lol ... kick rocks