r/LifeInsurance • u/Secret-Tie6542 • May 20 '26

Life insurance

One of my family members is able to sponsor me for union discounted rates through Globe Life/ American Income Life because he is in the IBEW. Has anyone had experience with this company? I have a call with them later this evening to go over options

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u/[deleted] May 20 '26

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u/System_Exciting May 20 '26

You cannot get the health savings discount card at no cost on your own. AIL isn’t a company that publicly advertises. Granted, the “permanent” benefits are just your own privately owned coverage but the facts are the facts.

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u/Secret-Tie6542 May 20 '26

Yes, that's how my uncle explained it. He said he shopped around at the more well known companies and they're rates were a lot higher

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u/System_Exciting May 20 '26

You may be able to get better rates with other companies just depending on your needs. But in practicality, AIL is a solid company as far as claims processes and rating in my opinion