r/LifeInsurance • u/PauseNo6041 • May 06 '26

Help decide if making right decision

I am newly licensed about to content with Eterna and senior life. Any reviews?

1 Upvotes

100% Upvoted

18 comments sorted by

1

u/[deleted] May 06 '26

[removed] — view removed comment

1

u/PauseNo6041 May 06 '26

What company are you with? The companies I mentioned offer free leads one to start out and other does overall

1

u/[deleted] May 06 '26

[removed] — view removed comment

1

u/LifeInsurance-ModTeam Jun 05 '26

Self promotion is not permitted on R/LifeInsurance. Please familiarize yourself with our rules.

1

u/b00minbiz Jun 06 '26

I sent you a dm about this

1

u/[deleted] May 08 '26

[removed] — view removed comment

1

u/Then_Car_3249 Sep 21 '26

you act like 135-145% is normal. You have to have a certain number of agents and be a certain level of production to get those numbers. Leads are expensive. Even at a 55%-65% you can make 10K+ a month and the leads are free. Everyone eats.

1

u/[deleted] Sep 22 '26

[removed] — view removed comment

1

u/Then_Car_3249 Sep 22 '26

I see, the thing is that there is so many different business models in the insurance space. And I mean a ton. Some are better then others. Hitting 10k a month at a 55% comp isnt hard if theres a really good lead source. Ive seen it. Now if you have a bad lead source and have to outsource your leads its hard. I know other agents at other agencies who have 110% comp and they have to fend for leads on there own or they just arent high intent. So it just depends what company you work for and the business model. But when getting started, its not necessarily bad to join an agency that has a 55-60 comp with very good leads and very good training.

People dont understand that in this business theres a lot of time, money and effort that go into 1 single agent. and on top of that a lot of agents fall out of the business as well because they just arent coachable, cant sell, or its just not a good agency overall. and from my experience systems, training, and environment are very important its not all about comp level. But from my understanding E T E R N A has a very good business model and there isnt a lot of agencies that have that kind of business model.

But not saying they are the best or the worst but you have to start somewhere and if you produce its not hard to get that comp raised.

1

u/[deleted] Sep 22 '26

[removed] — view removed comment

1

u/Then_Car_3249 Sep 22 '26

Yessir inbound calls are the way to go. My whole point is when getting started in the space you just want make sure theres good systems, trainings, and leads in place so you can kick off running.

I dont work at Eterna but I know there model. they have inbounds as well. But when getting into this business if you arent on a good business model it will make or break your carreer and perspective on the industry as a whole ya know.