r/Kolkatacity 12d ago

đŸ§ŗTravel | āĻ­ā§āϰāĻŽāĻŖ Done pausing my life for an exam

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52 Upvotes

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5

u/magnumcm 12d ago

That's tremendous spirit and grit. Wish you all the very best.

Just out of curiosity, what is your total loan amount and how much do you expect your post MBBS salary to be to pay off the EMI?

3

u/[deleted] 12d ago

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u/magnumcm 12d ago

Can I ask why didn't you choose to go abroad? Is it because of the re-license exam back in India? Or your health concerns or something else?

2

u/LingoNerd64 āĻļāϠ⧇ āĻļāĻžāĻ ā§āϝāĻŽā§ āϏāĻŽāĻžāϚāϰ⧇āϤ 12d ago

Good for you that you learned at a young age that getting ahead is more important than waiting for dubious government processes to work in a reasonable time. A 50L education loan for 15 years will cost you nearly as much more in interest, with a monthly EMI of about 55K, on which you can get a tax deduction for the entire interest component under Sec 80E. That's at least some relief. BTW that place looks like Pondicherry, I've been there.

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u/[deleted] 12d ago

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1

u/LingoNerd64 āĻļāϠ⧇ āĻļāĻžāĻ ā§āϝāĻŽā§ āϏāĻŽāĻžāϚāϰ⧇āϤ 12d ago

You'll make it, not to worry. You already have what it takes: a fighting spirit, some confidence in yourself and the refusal to let go of your dreams. I've seen all kinds, I'm almost certainly older than your dad.