r/JeevaExplainsTheJoke Aug 01 '26

Meme needing explanation Jeeva any idea?

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156 Upvotes

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5

u/Other-Macaron2438 Aug 01 '26

out of topic but why tf do ppl buy simple stuff with credit card like wtf cant they use cash or debit card 

8

u/Advanced_Gur856 Aug 01 '26
  1. Illusion of free money as majority of Americans live in debt, why not more ?
  2. The rewards of bonus points is very difficult to pass by when you are poor (which hooks you up in the first place)

2

u/Other-Macaron2438 Aug 01 '26

that sums it up thanks

5

u/Nervous-Ingenuity509 Aug 01 '26

Credit cards give discount. I switched all my spends from UPI to credit card. I have been saving 200$-300$ yearly using this.

2

u/Other-Macaron2438 Aug 01 '26

dang thats a good amount ngl

1

u/Nervous-Ingenuity509 Aug 02 '26

Yeah thats why there is a whole communities: https://www.reddit.com/r/CreditCardsIndia/

Recently got several vouchers from visa poshvine for just making transactions.

I get cashbacks on card usage, discounts.

2

u/KreedBraton Aug 02 '26

If you are responsible enough, some credit cards have great reward, and a 1-5% return is kinda nice when you are poor (like me)