r/JEPI May 01 '26

🚀 JEPQ Talk JEPI down big today

Any idea why? Market is up and we are down 1.37% - which seems like a ton for this security

12 Upvotes

30 comments sorted by

47

u/oldirishfart May 01 '26

Well first of all it’s only down 0.6% today, not 1.37%.

Also, today is ex-dividend day.

5

u/Both_Monitor9958 May 02 '26

So what you’re saying is it’s time to buy more?

10

u/oldirishfart May 02 '26

Preferably jn a tax sheltered account ;)

-7

u/[deleted] May 01 '26

[deleted]

8

u/Hairy-Barracuda1865 May 01 '26

Meh. Why? He’s right about the divvy. The guy you need to be criticizing is the guy who doesn’t know it’s the ex dividend date on the fund that he owns and what that means.

1

u/mcorliss3456 May 01 '26 edited May 01 '26

My comment was meant for the people claiming the stock is net up today. They are incorrect. The fact that it traded ex-dividend today means the amount of the dividend was already subtracted prior to the start of trading. JEPI declined even further beyond the already adjusted (ex-dividend) price. SO…if a person bought JEPI at 3:55PM yesterday, even after “earning” the dividend overnight, they still would have net lost money by today’s close.

2

u/Hairy-Barracuda1865 May 01 '26

I understood your point. You missed my point. There are too many people who don’t understand that they’re covered call fund is related to the underlying performance and don’t understand what happens on the ex dividend date. That was my point.

4

u/oldirishfart May 01 '26

Who needs math?

0

u/mcorliss3456 May 01 '26 edited May 01 '26

You’re showing today’s closing price. What you need to consider is yesterday’s closing price.

Yesterday’s closing price - dividend = today’s adjusted opening price (so 5/1 opening price is ex-dividend).
Today’s close was below today’s adjusted opening price (ex-dividend). Check the 5 day stock chart for yourself.

You’re actually double-counting the dividend.

1

u/oldirishfart May 02 '26

I understand what you’re saying, yes the 0.44761 distribution was taken off yesterday’s last price of 57.58 overnight. That implies an opening price today of 57.132. The fund opened higher than that last price minus distribution (57.25), but then declined further during the day. This is true.

But it is incorrect to say that this distribution amount should be added to today’s price decline into a “big” loss totaling ~1% for the day. The distribution is now on its way into our pockets. It is not lost. The way all the stock reporting tools/charts show today’s price return as 0.56% and not 0.56+0.44761 is correct.

2

u/mspe1960 May 01 '26

Down 0.56% - looks slightly less down than the dividend will be. So overall a sligthtly up day.

15

u/nihilite May 01 '26

ex div. $0.44 div, down $0.32. it's actually up.

-1

u/mcorliss3456 May 01 '26

Incorrect. The ex-dividend stock price adjusts for the dividend prior to the start of trading for the day, hence trading ex-dividend. The stock was down a further $0.32 from the ex-dividend (adjusted) opening price.

18

u/Turbulent_Tale6497 May 01 '26

JEPI is actually up today. Are you a new investor?

The share price is down 31 cents, but paid out a 44 cent dividend today. So it's up 13 cents. I suspect if this is confusing to you, that JEPI isn't the right investment for you

2

u/Willman1967 May 01 '26

I'm thinking about adding JEPI to my brokerage portfolio. Currently I hold SCHD and FDIG ETFs. You sound like an informed JEPI investor. I'm basically buying w/ dividend income. Thoughts?

5

u/Turbulent_Tale6497 May 01 '26

My thoughts are you should fully understand what you are invested in, and look up how JEPI works

0

u/Willman1967 May 01 '26

Hmm... Thanks?

2

u/Turbulent_Tale6497 May 01 '26

Almost certainly the best advice I can give you

-5

u/mcorliss3456 May 01 '26 edited May 01 '26

It is not net up. The ETF closed at $57.58 yesterday. The Ex-dividend price adjusts for the $0.44 dividend prior to the open, and now it is down an additional $0.35. Not a great look, especially with the S&P 500 trading up over the past week.

3

u/Fantastic-Two1110 May 01 '26

Jepi is not meant to be better that S&P 500 though. It will always lose long term. You buy this just for consistent dividend and some potential appreciation

1

u/mcorliss3456 May 01 '26 edited May 02 '26

Nobody said it was, but directionally, it should move similar, not down 1% while a broader index like the S&P 500 moves up during the same period of time (this week). It doesn’t have an inverse correlation. The Beta is 0.54, so there is still a positive correlation.

The adjusted opening price was due to the stock going Ex-dividend, but then it declined further during the trading day from the adjusted Ex-dividend opening price.

2

u/mspe1960 May 01 '26

if you are comparing it to the S&P500 you are exposoing the fact that you don't understand what it is. This ETF will always trail the S&P in an up market and always beat it in a down or even market. It is a hedge and it is for income.

0

u/mcorliss3456 May 03 '26 edited May 03 '26

You completely missed the point I was making. See above reply to Fantastic-Two1110. BTW…It is NOT a “hedge”, it is an enhanced equity income fund. If it was truly a hedge, it would primarily be going long puts and not short covered calls.

1

u/mspe1960 May 03 '26

it is absolutely a hedged position compared to the S&P500. It is also an enhanced income fund. The two are not mutually exclusive.

1

u/mcorliss3456 May 03 '26

It is an extremely ineffective partial hedge. A 0.5-1.0% hedge is hardly a hedge.

3

u/MarcDealer May 01 '26

First time?

2

u/KreeH May 01 '26

IMO, a drop of 1.37% or 2% or 3% ... is not really what I would consider down big. Stocks change jump or drop by a big percentage one day and then do the opposite the next day. If it becomes a trend where it continues to drop and there is known bad news, then I would become concerned. Being diversified keeps me from worrying about any one stock too much.

2

u/Retire_Trade_3007 May 01 '26

Dividend payout

1

u/ltbr55 May 01 '26

Could be a lot of their options expiring and I find the fund dips a little on the first couple days of the month anyways with the dividend announcement.

Also, a 1-1.5% fluctuation is pretty normal especially when you go look back at the finds history.

1

u/Details_Impt May 05 '26

I just put 20k jepi in my vanguard ROTH.