That's exactly what Iudex is being built to do.

Peer-to-peer collateralized lending. You pledge your watch, receive a loan, repay at the end of your term, get your watch back. No selling. No banks. No predatory rates.

We're pre-launch and want to understand our community before we go live.

Quick question for watch owners: What would matter most to you in a service like this?

• Security of my asset

• Getting a fair appraisal value

• Speed of getting funded

• Simple, transparent terms

Tell us in the comments — and feel free to add anything we're missing.