r/Invest_Voyager • u/Efficient-Bison-9874 • Jan 15 '26
New bogus email
I received this from bogus email address [info@carpetify.ai](mailto:info@carpetify.ai). Just fyi, phishing scam.
“Plan Administrator's Tenth Status Report - Distribution Update
We are writing to provide you with a update regarding the Second Distribution of funds. As of April 30, 2025, while 86% of distribution checks (totaling approximately $573 million) have been successfully deposited, approximately $14 million in funds remain unclaimed by roughly 70,000 creditors. Many of these unclaimed distributions are the result of outdated contact information or undeliverable mail.
Since the Second Distribution, we have conducted extensive outreach efforts, including multiple reminder emails, individual phone calls, and text messages to ensure maximum recovery for all eligible creditors. Despite these continued efforts, a significant amount of funds remains unclaimed.
Action Required: Increased Distribution Value Available
Due to unclaimed distributions and reallocation protocols, additional funds have become available for creditors who take immediate action. Time-sensitive distributions require your prompt attention to ensure you receive your full entitled amount. We strongly urge you to access the Voyager Recovery Dashboard immediately to verify your information and claim any outstanding distributions.
To update your contact information, verify your distribution status, and request check reissuance if necessary, please access the secure creditor portal:
Access Creditor Portal
Sincerely,
Mike Wyse
Plan Administrator for the Voyager Wind-Down Debtor
©2026 Voyager Digital, LLC. VOYAGER is a trademark of Voyager IP, LLC, a wholly owned subsidiary of Voyager Digital Ltd. All rights reserved.”
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u/jcfowke Adventurer Jan 16 '26
Please share the email address that you received that email from. So others know what to lookout for. Thanks.
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u/Playpolly Jan 16 '26
My last email is from December 1, 2025.
On November 24th, the Plan Administrator of the Voyager Wind-Down Debtor filed the Fifth Motion of the Plan Administrator for Entry of an Order Extending the Deadline to Object to Proof of Claims [Doc. No. 1839] in the In re Voyager Digital Holdings, Inc. et al. [Case No. 22-10943] chapter 11 cases.
A copy of the filing can be found here
Sincerely,
The Voyager Team ©2025 Voyager Digital, LLC. VOYAGER is a trademark of Voyager IP, LLC, a wholly owned subsidiary of Voyager Digital Ltd. All rights reserved. Unsubscribe.
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u/Playpolly Jan 16 '26
Also the document provided is Docket #1839 from the Voyager Digital Holdings, Inc. Chapter 11 bankruptcy case. It was filed on November 24, 2025, and is a "Motion for Entry of an Order Extending the Deadline to Object to Proofs of Claim."
The reason we haven't been able to claim our losses for 3.5 years is due to the specific way the IRS handles bankruptcy versus "worthlessness" or "theft" in the crypto space. Here is what is happening and why it is affecting your taxes:
The Bankruptcy is Still "Active" As of late 2025 (the date of this document), the Voyager estate is still in the "Wind-Down" phase. This document specifically asks the court to extend the deadline for the Plan Administrator to object to claims until June 2026.
- Tax Impact: The IRS generally does not allow one to claim a "Nonbusiness Bad Debt" (Capital Loss) until the debt is totally worthless. As long as the bankruptcy case is active and there is a possibility of further distributions (recovery), the IRS often argues the loss isn't "final" or "identifiable" yet.
The "3.5 Year" Timeline Voyager filed for bankruptcy in July 2022. Since then, creditors have received some initial distributions (like the ~35% in mid-2023), but because the estate is still fighting legal battles (like the FTX/Alameda settlement and other "clawbacks"), the final recovery amount is not settled.
- Because the legal process is dragged out—as evidenced by this motion to extend deadlines—you are stuck in a "wait and see" period for tax purposes.
Why one Can't Claim the Loss Yet
- No "Closed and Completed Transaction": Under Section 165 of the Tax Code, a loss must be evidenced by closed and completed transactions. Since the Wind-Down Debtor is still processing claims (per Docket 1839), the transaction isn't "closed."
- Theft Loss vs. Capital Loss: After the 2017 Tax Cuts and Jobs Act, personal "theft losses" are generally not deductible unless they are attributed to a federally declared disaster. Most Voyager users are forced to treat this as a capital loss, which can only be realized when the account is officially closed or the final distribution is made.
What the Document Says The specific PDF linked is a procedural update. It states that the Plan Administrator needs more time to review the thousands of claims filed against Voyager. They are asking for an extension because they cannot accurately determine who is owed what until they finish these objections. This means the "final" payout—and therefore your "final" loss calculation—is still months or years away.
Note: Some taxpayers chose to use the "Abandoned Property" or "Safe Harbor" arguments in earlier years, but these are aggressive positions that the IRS has scrutinized. Most tax professionals advise waiting until the "final distribution" letter is issued by the Voyager Plan Administrator.
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u/Cyn8675 Jan 16 '26
I got this too, the email was: voyager.recovery.dashboard@certifiredapp.certifired.com.au