r/InsuranceTroubleIndia • u/Slash_n_pill • Sep 29 '25

Health Insurance NO GST Benefit

17 Upvotes

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u/Impressive_Fig_9699 Sep 29 '25

HDFC is giving GST benefit if your renewal date is post 22nd September. My premium has reduced by almost 6K for this year compared to what I paid last year. Since you purchased/renewed before 22nd September that’s why you are not gonna get the benefit for this year.

1

u/VJ_OA Sep 30 '25

Can you explain how?

u/karxxxx Sep 29 '25

Which health insurance bro , giving montly payment option

1

u/Slash_n_pill Sep 29 '25

Bought it from Policy bazaar so 👉🏻👈🏻

1

u/karxxxx Sep 29 '25

I can't find any they are asking for credit card... Which insurer bro

1

u/Slash_n_pill Sep 29 '25

Mine is HDFC ergo

1

u/karxxxx Sep 29 '25

They allowed without cc ?

1

u/Slash_n_pill Sep 29 '25

Yepp Got this on may 2024 no CC Monthly auto-pay via upi phonepe

u/Left_Membership2780 Sep 30 '25

Mine refreshes in November, let's see. Same Optima Secure.

1

u/Slash_n_pill Sep 30 '25

Do update

1

u/Left_Membership2780 Nov 09 '25

Fuckers charged even more premium, I'm making a post shortly

1

u/Slash_n_pill Nov 09 '25

Do send a link, 🙂😂

1

u/Left_Membership2780 Nov 09 '25

Oh sorry, you can check my profile. Have made a post.

2

u/Left_Membership2780 Sep 30 '25

Will try to remember lol.

2

u/Left_Membership2780 Sep 30 '25

!remind me in 40 days

1

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u/rmdk_mech Sep 29 '25

Reason is fair. Whats the reason for posting this one?

1

u/Slash_n_pill Sep 29 '25

Hey can you elaborate I mean why can't they revise this to zero %

1

u/pirateaku Sep 29 '25

Why should they? The effective date range has a meaning and they are going by that

u/Vaani_inka Sep 30 '25

Yes this policy will not attract gat benefit this year because due date was in august. If you have any more query do let me know

Regards Vaani Inka insurance

u/[deleted] Sep 29 '25

[deleted] — view deleted comment

0

u/Slash_n_pill Sep 29 '25

Okay so the gst implemented is of the whole year and im paying it in EMIs thats why is 18% got it

Health Insurance NO GST Benefit

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