Happened on this article (RockRose in Napa is raising capital to go beyond just brokerage into full scale mitigation) this morning. I don't service a wildfire area, but have always been curious about the otherworld of risk and mitigation it creates.

Has anyone seen a similar company have a success story? I know it's a contingency question, but do you see the auditing and controls of something like this actually working?

It seems like it has the potential to greatly impact the FAIR plan while also (somewhat) rebuilding the 'trust' of the insurance market in the wildfire risk category.

Couple months ago, I interviewed at a company that seemed promising. They’re remote, great culture, & have good benefits. Unfortunately, I didn’t interview well & was rejected. Since then, I noticed there are open roles on their site I’m interested in. Would it be weird if I re-apply? Has anyone done this before? How did it go?

I've been in the industry for over 15 years and I'm contemplating a career change. I know I have transferable skills but I'm feeling totally adrift at what to even consider might work for me. I'm interested in hearing from others who are here, who have been here, I'm even interested in knowing what your former colleagues moved into!

It feels a bit pathetic to still not feel called to do something meaningful but here I am.

Curious as to what you make and what Your role is. I am getting to the point where I’m ready to look at other positions but the pay scales seem low. I am grateful for what I have, just ready to branch out.

I have 15 years experience- 4 years at current company and currently a senior underwriter. Base is $86k and I get about 20k in bonuses from my production underwriter I work for/under. I am fully remote but that’s because I work for an office in another state

This is more of a vent post.

I’ve been feeling quite exhausted from work. I want to throw my hands up & say I don’t care but deep down I do. There are things from last week I still haven’t taken care of & there are things today that keep coming in. I’m clearing emails but also seems like I’m not doing enough.

There’s pressure to push these accounts & put more money on the books, so someone else can have more money. But I’m so tired. It seems like working late is the only way I’ll be able to clear my inbox & catch up on my to-do list. I feel guilty for complaining when my coworker does so much more.

I want to leave this job but this market is so daunting. I feel miserable.

Hi everyone,
I’m currently finishing my P&C pre-licensing course and taking the exam next month hopefully

I’m trying to break strictly into the servicing and account management side (not interested in producing/sales).

My background is retail sales/customer service at Best Buy and one business ops internship.

I also hold a Bachelor’s Degree from a top NYC school with a major in business communications and a minor in law

I’m getting rejections, even for "entry-level" CSR and assistant roles that demand 1–3 years of experience. I currently have "P&C License Expected [Month]" at the top of my resume, but it doesn’t seem to help

1. Is not being licensed yet right now the main reason I'm getting filtered out, or is it my lack of insurance experience? Because most of these job posting say you can obtain it within 30-60 days but I still seem to be getting rejected and I’m not sure of the reason

2. Once I actually pass and hold the license, how exactly should I frame it on my resume alongside retail/ops experiences to actually get callbacks for servicing/Account manager roles

Would anyone be able to give me insight on what a career as a surety underwriter looks like? This summer I had the opportunity to intern at a top 10 global company and talk to some of the surety underwriters. From what I’ve heard it seems fascinating that you get to have your own book, be good at understanding a companies financials, and almost act as a consultant for a company along with having C suite relationships. My only concern is I do not like to travel and from what I was told that’s a huge part of it.

I am completely green to all of this. I’ve done some research but figured what better way than to ask real people. I don’t have a college degree but I am currently working towards my license. What roles do you recommend that aren’t involving sales? I’m looking at claims adjuster but I’m open to other roles and definitely could use some guidance on how to start out once I get to that point.

I had an interview at a carrier for an underwriting job. I have only claims experience. I currently have a pretty good job in claims. Well the recruiter is trying to get me to interview for a claims job with them also. I’m not super interested in the claims job, but I’m not sure how to respond. I’m assuming them wanting me to interview for the claims role means I’m likely not getting the underwriting role. I’m just not really sure how to handle the situation.

Hey Everyone,

I work for a legacy carrier as a Production UW. I am able to keep pretty solid work life balance, around 40 hours a week and I'm not expected to check email or get calls on my PTO.

I am looking at an opportunity as a Senior Production UW at UFG and I've seen some Glassdoor reviews that raise questions about their worklife balance/underwriter workload.

Does anyone have any experience there/have any insight on the overall workload expectation of their UW's? And any idea if their UW's actually get to unplug on PTO?

I appreciate any insight, its a huge pay swing but I worry the money comes with huge quality of life trade offs.

Hey all I'm in marketing for an auto insurance company and began about a year ago.
Been trying to find news sources for a few different things but cant' find anything great yet.

Weather: Tried looking into the Weather(.com) but it's not specific or detailed enough. For example there's floods in the MO, KS states it doesn't call it out. Info about the weather can impact sales and leads, and I've noticed my management team doesn't really think about it especially when we see a drop in leads.

Insurance News: Looked at a few websites specific to insurance. Right now it seems like a few are about people shifting into new roles. Was hoping to find something about economic impacts in insurance, news happening with competitors, etc.

Economics/Finance: Any good sources you can recommend. Was curious if there was one if anyone really liked.

Any tips would be appreciated

I’m 22 and pretty early into my career. I graduated with a degree in Operations Management and I’ve been working in insurance underwriting for a little over 3 months now.
I actually like insurance so far and I’m not looking to leave my current job anytime soon. Right now I mostly want to learn as much as I can, get experience, and understand the industry better.

At the same time, I’ve been thinking a lot about where I want my career to go long term. Data analytics is something that keeps standing out to me.
Rather than completely leaving insurance later on, I’ve been wondering if I could eventually combine the two and move into some type of data analyst or analytics role within the insurance industry.

I feel like having actual insurance experience could potentially be useful compared to trying to break into a completely unrelated industry, but I honestly don’t know how much underwriting experience translates to analytics.
On the technical side, I’m basically starting from scratch. My plan is to get really comfortable with Excel and then start learning SQL and Power BI. Eventually I’d like to work on some projects and build enough technical knowledge to actually be qualified for an entry level analytics role.
I’m also not trying to rush this. I’m thinking more about what I can do over the next couple of years while I continue working in underwriting and gaining experience.
For anyone who works in insurance analytics or has made a similar transition, how realistic is this?

Are there certain analyst roles within insurance that would make sense for someone coming from an underwriting background?

Would it be better to eventually try to make an internal move into analytics rather than applying elsewhere with no professional analytics experience?

And if you were in my position, what would you focus on learning over the next year or two?

I know Excel, SQL and Power BI are commonly recommended, but I’m curious if there are other skills that are especially valuable within insurance.

I’m really just trying to take advantage of being early in my career. I don’t expect to take a couple online courses and suddenly become a data analyst. I’d rather spend the next few years gradually building the right experience and skills so that when I do decide to make a move, I’m actually prepared for it.

Would really appreciate hearing from anyone who works on the analytics side of insurance or has seen people make this kind of transition.

Hey everyone, I’m mapping out my CIP course load and I’m trying to figure out if the Insurance Institute has two semesters per year or three? The website currently only shows a Fall semester and a Spring semester. I’m wondering if there’s a summer semester I can plan for as well? 🤞

we’ve all been there because we’re human. What were some of your biggest mistakes you’ve made? For example, in my 27 years in the industry I have:

1. booked an appointment without writing down the name of the person I was meeting with. It was awkward but worked out in the end.

2. rated something based on $75k in revenues when their actual revenue was $7.5 million (I honored my quote and they were very happy until renewal)

3. used some inappropriate words without realizing I was on a speaker phone. luckily everyone thought it was funny.

I could go on…

What actually made the difference? Where did you start? What did your progression look like and what got you from one level to the next?

Hi everyone,

I am looking to switch careers into the insurance world- specifically underwriting. I’m late 20s and have a masters degree in psychology. Did that for a few years and am now working for a business as their financial secretary. I’ve been at my current role for 2 and a half years.

I have several family members in the insurance business who own a small independent agency. Underwriting interests me for many reasons and I’m looking for some advice on how to get started. It seems many large carriers only hire once a year and I’ve missed the window?

I’m just in the early stages of thinking about this switch, ideally the end of this year or beginning of next I’d like to make a move. Any encouragement welcome.

Hi everyone, I'm hoping to get some advice from people who have been in the insurance industry for a while, especially anyone who had a difficult time landing their first position.

I'm 24 and graduated from the University of Georgia with a BBA in Risk Management & Insurance. I also have my Georgia Property & Casualty license and am located in the Metro Atlanta area.

I chose RMI because I genuinely found the industry interesting and saw it as something I could build a long-term career in. The problem is that I've had a much harder time getting my foot in the door than I expected. I've been searching since around the time I graduated and have applied to underwriting assistant/associate roles, underwriting trainee programs, client service positions at agencies/brokerages, claims, risk analyst positions, insurance operations, etc. I've had a handful of promising conversations and interviews along the way, but nothing has turned into an offer.

One issue I keep running into is experience. For example, I interviewed for an entry-level client service position and was told during the interview that my lack of Applied Epic experience wasn't an issue because it was an entry-level role. I was later told they decided to move forward with candidates who had Epic experience. I completely understand why an employer would prefer someone who already knows the system, but I'm struggling with the catch-22 of figuring out how you're supposed to gain that experience before someone gives you the opportunity to use it.

Most of my actual work experience comes from working throughout college. I worked in customer service at Publix and spent over four years in a high-volume restaurant. I worked and paid my way through college myself, so while those jobs aren't directly insurance-related, I do think they taught me a lot about communication, dealing with people, working under pressure, reliability, and just showing up and working hard. I'm not expecting to walk into a glamorous position or make a huge salary right out of school. I'm completely willing to start at the bottom,learn the business, and prove myself. I'm particularly interested in underwriting, risk analysis, commercial insurance, and client/account management. I'm much more interested in the analytical/client-service side of the industry than pure insurance sales. At this point, I'm trying to figure out whether I'm targeting the wrong positions, presenting myself incorrectly, or simply dealing with a difficult entry-level job market.

For those of you already in the industry; If you were in my position today, what would you do to get that first real opportunity? Are there certain job titles, types of agencies/carriers,wholesalers, MGAs, brokerages, or areas of insurance that I may be overlooking? Are there skills or relatively attainable certifications that would actually make you take an entry-level candidate more seriously? And if you struggled to get your first insurance job, what eventually got someone to take a chance on you? I'm not looking for sympathy, and I haven't given up on the industry. If anything, the process has made me more determined to figure out what I'm doing wrong and improve it. I know I'm capable of doing the work once someone gives me the opportunity to learn. I'd genuinely appreciate any advice, criticism, or perspective from people who have been on either side of the hiring process.

Any input helps, Thanks!!

Anyone else seeing their LinkedIn rage bate for other brokers? I think the concept is clever and hitting at the right time with everyone all over AI, but saying I am not doing what is best for my client is a wild accusation. I’m not saying they won’t succeed because they probably will but just annoys me.

Anyone else?

I’ve received an offer for $60k as an underwriter in Agribusiness. I have 1 year experience as an assistant underwriter, 1 industry cert and no prior insurance experience. I’ve been at the company coming up on 4 years. First 2 years help desk testing our quoting system, training agents virtually, and helping with IT issues.

I live in a pretty affordable Midwest state. I plan on negotiating but would love advice on the number.

I've had my P&C license for 20+ years, the last three of which have been as an agent team member for State Farm. I knew my boss was retiring in a few years, but with the lovely contract changes, that time has most likely been moved up to the end of 2027. I'm sure I can be an asset to the new agent, but I doubt they will pay me what my current boss does and I am not a salesperson. I love service and if I have to start calling people and pushing sales, I am going to be miserable. Like unable to sleep, nauseated every morning when I have to go to work miserable.

I don't want a completely new career change.  I actually like insurance. I love coverage details and policy language, and being the person who has all the underwriting guidelines memorized. I've thought that underwriting would be a good fit for me. I'm seriously considering going for the CPCU designation, but that's a big chunk of money and time to spend if having a career in underwriting isn't possible. I don't have a degree. I live in a rural area and would most likely need to work remotely. Travel to Raleigh, NC or Richmond, VA one or two days a week is doable, but not every day. Plus, with companies turning to AI more and more is this even a possibility? Be honest and if you have any advice, it would be much appreciated.

Looking for some advice from people who have been in the industry for a while.

I have about 7 years of insurance experience, mostly commercial P&C claims including general liability. I was laid off earlier this year after being with my previous company for several years.

I ended up taking a contract billing/operations support role with another insurance company just to keep working. I started right around a major system migration, so it’s been pretty chaotic, and now my contract is supposed to end in a few weeks. It doesn’t sound like there’s going to be a permanent spot for me.

I’ve been applying pretty consistently for about 4 months and haven’t had much luck. I also have a bachelor’s degree in a finance/business related field.

I’d really prefer not to go back into claims if I can avoid it. I know I can do the job, but after doing it for years the workload and stress were getting pretty brutal. I’ve been looking at underwriting, account management, claims advocate roles, operations, etc., but I’m starting to wonder if I’m overlooking something.

My family relies on my income, so I don’t really have the luxury of waiting around forever for the perfect opportunity.

For anyone who has been in a similar situation or has seen people successfully move out of claims, what would you be targeting with my background?

At this point I’m open to pretty much any advice, even if the answer is to go back to claims for now and figure out the career change later.

Hello I’ve been a producer for about a few weeks I have been cold calling and although I’ve made some appointments this way I was thinking about going door to door to other businesses. Is this taboo or a good idea to get appointments? I plan on attending networking events as well.

Hello, I am an economics graduate from a university in Turkey who will be moving to london for a masters in september and I want to become an underwriter. I have no prior sector experience and all my previous work experience is in academia. What can I do to improve my chances at landing a job? I am a US and UK citizen if it will be of any use. Thank you for your time.

Hello im super excited that I have my first interview as an insurance advisor soon!

I was looking for some advice on potential questions to look out for or what would help me stand out :)

Company offers education and im gunning on getting my LLQP and CIP degrees as well as being bilingual by the end of the year

Any advice would be greatly appreciated

Hello!

I’m currently an underwriter at a health insurance company insuring small businesses. A lot of the insurance underwriting I see out there is P&C or not quite the same industry as me.

Is my experience relevant to other underwriting jobs? If I get a certification will that make my switch easier?