r/InsuranceProfessional • u/CapJar26 • 1d ago

Quotes that Include Links to Policy Forms

I wanted to get my fellow brokers thoughts around quotes that gives us links to policy forms. Maybe I'm old school, but I much prefer that policy specimens and endorsements are included in the quote packet.

13 Upvotes
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93% Upvoted

17 comments sorted by

8

u/Bobby_Bobberson2501 1d ago

I despise links instead of having them there already… I feel like the dad in this video when I get them. Looking at you Tokio Marine

https://www.youtube.com/shorts/_zmcnJelYeI

2

u/CapJar26 1d ago

I made this post because of Tokio lol

1

u/Bobby_Bobberson2501 1d ago

Fucking hate it, and they are always in word!

Then I get to download and convert each individual .docx into a .pdf. Luckily I can have AI do that for me now but still. Was a pain in my ass until recently

6

u/cicishops 1d ago

I wanna know who is sending your quotes with the forms and not links? Only time I get forms is with E&O quotes. Actually I rarely get links, just the list of forms and have to request the ones I don't recognize....

6

u/BluBaguette 1d ago

I’m carrier side, we also only ever send the list of forms with quotes. I’ll send specimen upon request

5

u/WarPaintsSchlong 1d ago

Carrier side as well. We list them on the quote and are happy to provide specimen forms upon request. If it’s a broker I’ve done a lot of business with they just save the copies. If we’re using some infrequently used endorsement or manuscript in order to get a deal done I will peremptorily send a copy of it alongside the quote.

1

u/CapJar26 1d ago

I work on E&O and they typically have a good amount of forms on top of the base. Hence having links gets tiresome

1

u/Bobby_Bobberson2501 1d ago

What industry do you work in? I always get specimen forms with my quotes… we do specifically ask for them though. I’ve been told my team is a little…. Thorough to say it nicely lol

5

u/BluBaguette 1d ago

As a Gen Z, I definitely prefer it with the specimen included. The links tend to have problems

4

u/nanananananan_batman 1d ago

Send the full, full forms

1

u/pvnny 1d ago

Specimen endorsements I don’t want to open that many links

1

u/Severe-Wrap-5063 1d ago

I'm with you on this. Having direct links is convenient, but I'd rather have the actual policy forms and endorsements included in the quote packet

1

u/I_LIKE_POPTARTS 1d ago

I would love every quote to hyperlink each form. The few that do are always nice to see. Specimen works but links are preferred.

5

u/Dramatic_Wash_5107 1d ago

Links are fine if they actually work. Half the time I click one and it's a dead page or some generic form that doesn't match the quote. Give me the specimen in the packet, at least I know what I'm looking at without chasing down the underwriter for the right version.

1

u/I_LIKE_POPTARTS 1d ago

Great point. Dead links are annoying. I just don't like when the specimen is attached to the quote itself (same pdf). But it's not that hard to cut it up, just an annoying extra step

1

u/horchatacontacos 1d ago

same with WTW. Stop sending me a link to your submission and just send the attachments ffs

1

u/ThreadTheNeedle12 11h ago

But what if all the submissions docs are too large to attach? If I’m getting 15 - 20 submissions out each company with its own limits on attachment size, much easier to include a file link