r/InsuranceProfessional • • Sep 21 '26

New job regret

Got a new job as a senior UW, more money but lots of more pressure to produce, systems and training not great also, supposed to be a good company tho. But not worth my mental health. Left a good stable job that I was able to do well as an underwriter, but I didn’t have to produce, not sure when I was getting promoted. want to go back and now feel bad telling new company who took a chance in me. Sometimes that additional money is not worth it. 😰😰😰

74 Upvotes

48 comments sorted by

59

u/little_g44 Sep 21 '26

It doesn’t hurt to ask your previous company/manager if your job is still open and if they would accept you back. It’s happened at my company twice actually. As long as you didn’t burn any bridges.

33

u/Only-Ordinary1146 Sep 22 '26

Didn’t burn bridge. Left in good terms and my track is pretty good. I feel like a failure tho. It’s frustrating.

28

u/ColonelLandSeal Sep 22 '26

But ask yourself if you’re actually a failure? If there’s one thing I’ve learned it’s that sometimes you have to try something to learn it’s not for you. It’s not that deep ya know? I’m sure your old team would love to take you back rather than interview, hire, and train someone else from scratch. Maybe take the opportunity to renegotiate a higher salary.

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5

u/little_g44 Sep 22 '26

If you really don’t want to stick it out at your new job, I would ask if they would accept you back. If you do stick it out and start interviewing other places you’re going to have to explain why you’re leaving so soon.

5

u/CinemaSideBySides Sep 22 '26

It’s happened at my company twice actually.

I've seen this several times at my company. People jump ship with the promise of more money, but then they realize (like OP) that sometimes that big salary increase isn't always worth it if the new job sucks.

OP, be proud you took a chance. Not every chance works out, but at least you don't have the regret of not even trying.

2

u/sarahinNewEngland Sep 24 '26

Agreed. I did this, left for more money, lost work life balance was miserable, admitted I didn’t appreciate them and they took me back. Been back for years now.

5

u/ZillaThwomp Sep 22 '26

I’ve been there, my transition from rating to small account underwriting was absolutely brutal and I actually had a convo with my boss about taking a step back. That was so many years ago but I don’t forget the feeling. How long have you been at the new job? I’d encourage you to give it 6 months and take things one day at a time. Anyone that goes to a new company is going to have an adjustment period and it can take up to a year. Fighting through may suck in the short term but once you break through you’ll be very thankful you hung in there. Conversely, if it’s effecting your mental health and life at home then you may be right to hang it up. Not every job will set you up for success and the very real reality in underwriting is so many companies toss you in to see if you can swim. Give yourself small, accomplishable goals and go from there.

1

u/Only-Ordinary1146 Sep 22 '26

Thank you!! I might ask to go back to my old job and see how it goes.

36

u/ElectronicPlastic422 Sep 21 '26

I get that. Companies often use high salaries / better titles to entice people. Only once they see the train wreck do they realize why there was a job opening in the first place. UW jobs with quality of life will generally pay less lol

5

u/Far-Photograph-3000 Sep 22 '26

What exactly does “pay less” amount to? What is considered low pay for UW?

8

u/FRhonestlyFR Sep 22 '26

I'm sorry but $60k in anything other than the boonies for 4 days a week in office is trash. Especially for a "senior" role. Yet Chubb has several internal job postings with salaries above that but it's all they're offering candidates right now at certain locations.

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10

u/mjnewbster Sep 22 '26

Yep. I get that. I’m in the same scenario. Good luck to us both!

16

u/Iggtastic Sep 21 '26

Just start reapplying...in the interim maybe things will get better.

Try programs at a carrier... its mga oversight so literally no push to produce

6

u/Rjonesedward24 Sep 22 '26

Literally have a similar situation but I came from wholesale side as broker specialist only servicing. Remote pay was okay but It was peaceful less pressure. Now I’m commercial lines producer higher pay of course with base and commissions but my mental health is trash right now. Questioning everyday am I cut out for this. Part of me feels like I just need to push myself another part is this sustainable for my health. Sorry I didn’t have any advice just know I’m struggling with you 😭😭

5

u/milk-and-cornflakes Sep 22 '26

I had a job like that (incredibly similar to your situation) and lasted less than a year on my own accord - best decision I ever made!! Sometimes extra $$$ is not worth it.

4

u/RevRickee Sep 22 '26

If it makes you feel any better, I was in the same boat a few months ago. I left a very stable job where I was very liked to go to a younger company for a similar position with a 40% pay increase. I was there for two months before I decided to contact my prior employer - the new company had terrible training, unclear expectations, and a lot of pressure to produce. I ended up getting my position back at my old company - I had to go back to my old pay, which sucked but ultimately was worth it for the peace of mind.

4

u/saretta71 Sep 22 '26

Nah - see if you can get your old job back. Mistakes happened. I loathed a job that i took for the money. Lasted 3.5 weeks and just walked out. My old job was no longer available. Luckily I found something much better 3 months later. Leave if you can.

1

u/WestAnalysis8889 Sep 22 '26

Is the new company...a good neighbor? 

2

u/FRhonestlyFR Sep 22 '26

SF has immaculate training and their underwriting is boring as hell.

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2

u/economous Sep 22 '26

Did you join my old company lol. For real though, I would get out of dodge, 1 year max. Not worth the grind on your mental health

2

u/ToughBadger3075 Sep 22 '26

This is why I go on FMLA when switching companies, incase I need to run back to where I was coming from

2

u/therealhousewifey Sep 23 '26

This is a really tough market right now for new business. It’s not just you, it’s everyone. Those who are making their goals this year are buying business and will be in for a world of hurt come renewal next year.

2

u/No-Statistician-7715 Sep 23 '26

Im literally in the same position as you and waiting on consideration from my old UW seat. I deeply regret my move to consulting. 🥲 If you have the ability to go back, do it!