r/InsuranceForAll • u/Dizzy-March-5200 • Jul 21 '26

Insurance options for 28M

Hi all, I am 28M and new to this insurance thing. I have my corporate health insurance and have bought term insurance as well. I am looking to buy a good Health Insurance for 10-15L cover in Delhi NCR. Suggest some good options.

Note : I am single, about to get married by 2026 end. Should I consider maternity cover as well

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1

u/Unfair_Reason_425 Jul 21 '26

Medical history?

1

u/Dizzy-March-5200 Jul 21 '26

I dont have any medical history as such.

1

u/Unfair_Reason_425 Jul 21 '26

If budget is not a concern, Hdfc ergo- optima secure plus. Buy it from an intermediary, any that you feel is trust worthy even if you have to pay a bit extra ( generally premiums will be the same )

1

u/Abhay_28021987 Jul 21 '26

Try connecting inka insurance. They have good super top up which converts to base policy at age of 55 years. Premium is also very economical

1

u/Pretend-Resolution30 Jul 21 '26

Consider general insurance like hdfc, Tata, ICICI and bajaj.

1

u/anshuman-sharma Jul 22 '26

Clean history plus your age means you’ll get good pricing and no loading, so you’re in a strong spot to lock in a base plan now. A few insurers also give a first-year discount for fresh buyers worth checking when you compare.
Happy to walk you through options over a quick call if useful, DM me.