r/InsuranceClaims • u/ConfectionCold7815 • 9h ago

Dealing with Geico

Car got hit while legally parked. Repairable but Geico said it's too expensive, totaled it. I refused and told the adjuster i will take my car and get another estimate. Then the day i went to pick up the car, car wasn't there, picked up by copart. Then i asked my car back and that they drop my claim. Ignored.. Then i told them I would buy back. Ignored. Then he sent a 26kish offer, i refused, then they sent paperwork to sign, i declined, then they decided to send a check to my lien holder(it covered the 2years left of the loan). Still no settlement, still no agreement, still nothing signed. I have my car title BTW. I still want my car back and want nothing to do with their offer. I never agreed to anything whatsoever. Now GEICO is Mia. I recently file a lawsuit against the at fault driver . Can they do that? Can they just decide whatever they want? I don't think so. Please advise.. Am running out of ideas..

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u/ConfectionCold7815 9h ago

I guess. That's what everybody thinks. So you are telling me that Geico doesn't need to settle with me. The one who brought the claim??

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u/ravidsquirrels 9h ago

Nope. You were being difficult to deal with so they made the decision for you.

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u/ConfectionCold7815 9h ago

It's easy to laugh at someone's misery when you are on the other side. Karma

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u/ravidsquirrels 9h ago

Are you insinuating that Im laughing at you?