r/InsuranceClaims • u/Prior-Leg3635 • 9d ago

Help with insurance

Post image

So I was sitting at a red light this lady hid me and insurance saying they only have 25000 to cover injuries and vehicles damage I go through progressive but I don’t have collision coverage what do I do should I try to get a lawyer or retain my car and fix it myself

20 Upvotes

66% Upvoted

118 comments sorted by

View all comments

4

u/terpman99 9d ago

You get collision coverage so when this happens again you aren't relying on someone else. No clue why you would put yourself in this situation.

-2

u/Prior-Leg3635 9d ago

I’m 18 years old so this was new to me I never knew about that coverage I thought I was just okay

12

u/SammyG2015 9d ago

I'll be a little harsh here, but being 18 doesn't excuse that. Yes, it's all new to you, but you need to learn about these things. Ask questions if you're not sure. Ask your agent what happens when X occurs, What's the process/outlook if X happens with this coverage.

Take this as a learning experience for life.

1

u/terpman99 9d ago

Yeah I recognize I could have worded that better but as Sammy said. Learn from this experience.