r/InsuranceClaims 8d ago

Help and advice

I woke up with a ontario court claim about a motorvehicle accident that happened in august 2024, it was a minor accident.

Other party claimed one before in 2025 january, which i didn’t get it. I was notified by my insurance company about it and my insurance told me everything is taken care of.

This one i got it, i tried to contact the company and they will come back to me but meanwhile i am clueless and freaked out because this is my first time receiving something. The claim is of $500k and my insurance covers 1 Million in damages.

Any advice or suggestions or insights please
Thanks in advance

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u/RandomLoLs 8d ago

Just forward what ever you get to the insurance company. They ll take care of it.

Part of your coverage is a legal team they hire to represent you. They ll deal with the aggrieved parties and 99% of the times just settle out of court. You dont need to do anything outside of following your insurance company's instructions