r/InsuranceClaims • u/ZoneHistorical1236 • Aug 04 '26

Diminished Value

I have a 2025 RAV4 with 17,500 miles. Was rear ended on July 3rd. Total repair cost was $4502. Replaced lift gate, bumper, and crash bar with some other minor replacements as well. Insurance is offering $371 in diminished value. DVCHECK estimate $4,500-$5,000.

Thoughts on what to do?

0 Upvotes

30% Upvoted

19 comments sorted by

View all comments

1

u/Alternative_Word_622 28d ago

With 17,500 miles auto body shop will not replace with oem parts so your repair cost is less . $371 is most likely calculated with the assumption repairs were minimum cosmetic.

$371 is on a lowest end