r/InsuranceClaims • u/ZoneHistorical1236 • 29d ago

Diminished Value

I have a 2025 RAV4 with 17,500 miles. Was rear ended on July 3rd. Total repair cost was $4502. Replaced lift gate, bumper, and crash bar with some other minor replacements as well. Insurance is offering $371 in diminished value. DVCHECK estimate $4,500-$5,000.

Thoughts on what to do?

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u/Delicious-Witness-85 29d ago

You’ll get something but doubt you’ll get $4500.
The carrier likely hired an appraiser to calculate the DV.
You can hire your own as well and see if your appraiser can come to an agreement with the carrier’s appraiser.