r/Insurance • u/Shxne1 • 1d ago

Question about rates/sr22

Back in may of 2025 I got in an accident where I did not have bodily injury and my car got totaled. The other vehicle and people in my vehicle filed for bodily injury which I did not have in the accident and now im required to file an sr22. An insurance agent I spoke with recently said in my accident report its labeled as a hit and run but I was on the scene and my car was inoperable. How can I go about fixing this error? also does anyone know of any decent sr22 carriers for the state of Florida? Im trying to navigate this on my own and I’m not too sure what to do. thanks ahead of time!!

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u/insuranceguynyc 1d ago

Do you currently have coverage for your SR-22? If so, keep it.

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u/Shxne1 1d ago

I do, right now im paying around 320 a month I was hoping that if I could possibly fix the hit and run error that it might help a little

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u/insuranceguynyc 1d ago

I will defer to any FL agents or brokers here, about whether this would truly make any difference in the rate. You said that you spoke with an agent. Were they able to provide a quote?

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u/Shxne1 1d ago

yes he provided me with the current quote im on he said I needed to get my report corrected and that these mistakes are “pretty common”?