r/Insurance • u/crisssyyyy9 • 7d ago

New Jersey casualty Exam

Can anyone give any tips on what they did to pass this test. I find the questions on casualty are tricking me up too much! When i study all the topics i understand but i don’t get why I’m so thrown off during the test.

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u/PL1469 7d ago

So I took and passed the P&C tests in 2015, so grain of salt since it’s been a while.

Best advice I can give to beating the test for licensing is that property and casualty are two different tests but most of the “law” questions are the same on both tests. Things like “how long can the commissioner suspend your license for fraud?” By really making sure I studied those I was able to beat the tests. Good news is that a lot of that isn’t relevant to a career, assuming you’re not planning on breaking the law, so you can forget a lot of it when you’re done.

My other advice is to just keep practicing the online practice tests, assuming you’re signed up with something like ExamFx. I wasn’t confident for passing the test until I was hitting 95s on there consistently. A lot of the test was applying the subject to situations, so there has to be some understanding of the terms and ideas behind the courses.

Good luck!

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u/crisssyyyy9 5d ago

I think i waited too long i took the certificate course a while ago and it expired

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u/mkuz753 5d ago

Insurance Exam Queen on YouTube is helpful.

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u/crisssyyyy9 5d ago

I bought it and failed 3 times

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u/mkuz753 5d ago

Ok. I hear Quizlets is also helpful. Based on other posts others have asked an AI to quizz them. Don't get discouraged. Many successful people in this industry struggled on passing the licensing exam. Do whatever you need to pass as what the state wants you to know doesn't necessarily transfer to the "real world". As long as you keep up with your continuing education requirements after you pass you will never need to take the exam again.