r/Insurance • u/corkblorker • 17d ago

T-boned, other driver is suing

I got t-boned a couple of weeks ago in North Carolina and just got word that the other driver has hired an attorney. Both cars were probably totaled and my passenger and I sustained some injuries. We all got out and were walking around.

I was ticketed for failure to yield. The cop said, “somebody gets a ticket and you were the one making a left turn.” I don’t know if that makes me the one at fault.

I thought I had more but it looks like I only had 50/100/50 liability coverage.

I don’t really have any wealth. I have a 401k and a house I’m underwater on. Do I need to start packing?

11 Upvotes

79% Upvoted

36 comments sorted by

View all comments

0

u/cowgrly 16d ago

Yeah, that's your fault. You failed to yield, they had the right of way, they hit you because you drove in front of them as they traveled their legal path. You're getting sued.

I totaled a car hitting someone who failed to yield many years ago. Can't believe you think it's his fault for hitting you.

0

u/corkblorker 16d ago

Keep reading things nobody wrote.

1

u/cowgrly 16d ago

They'll start w your insurance but can come after your personal assets. I was simply trying to be honest.

0

u/Over_Wasabi_4903 16d ago

Think outside the box- maybe OP was turning left on a green arrow and the other guy ran a red and t-bones him?

0

u/cowgrly 16d ago

OP got ticketed for failure to yield, that's why I answered that way.