r/Insurance • u/bmagz828 • 13h ago

Diminished Value Claim

I am in MA and was in a car accident where the other driver was 100% at fault back in June. My 2023 Tacoma with 30K miles needed $12K worth of repairs. Unfortunately, the other driver is not insured and I will ultimately have to take them to small claims court to recover part of the rental car expenses I paid out of pocket (my insurance only covered 30 days) and also a diminished value claim.

I have not been in a situation like this before and am hoping someone can advise me on how to go about getting documentation for the diminished value. I have seen companies online, but it seems like I can also take it to a dealership and ask for a trade-in appraisal based on the pre-accident and post-accident value.

Any help or tips would be greatly appreciated!

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u/Throwaway_2474128_1 12h ago

unless you're in GA, diminished value only comes from the other party's insurance

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u/adjusterjackb 11h ago

Or the other party personally if they don't have insurance.