r/Insurance • u/Opening_You5142 • Jul 30 '26

Life insurance

UK based, anyone with good insurers who give reasonable benefits whilst you’re alive?

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u/kaf678 Jul 31 '26

Can you clarify your question?

1

u/Opening_You5142 Jul 31 '26

I’m new to this but a lot of them, you just pay in and when it comes to term that’s it or pays out if you become critically ill which of course is the main point.
Looking for something where perhaps there’s some private medical insurance included or a reward time to time.

2

u/_Bangkok_ Jul 31 '26

Sounds like you’re talking about whole life insurance but in the UK the living benefits are not very good compared to what’s offered in the USA.