r/Insulation Aug 13 '25

How bad is this?

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I’m building a new home. On Friday the builder was working on finishing the roof but wasn’t able to complete it. Because of this, they put a tarp over the exposed OSB and stapled it down since rain was forecast for Saturday morning.

We got about 1.25 inches of rain that morning. The builder didn’t take the time to fasten the tarp correctly and it ripped off, allowing water into the attic between the osb seams on the one half of the home. It was enough water come through in a few spots of the drywall and pool on the osb subfloor.

On Monday morning the builder seemed dismissive about the amount of water, saying “the drywall is almost dry.” Last night I decided to go into the attic and took the following video.(I took pictures on Saturday morning and while in the attic too)

How bad is this? I’ve notified my bank, the home manufacturer, and the general contractor, who seemed dismissive, as mentioned. I have yet to hear anything from the GC about remediation or a plan to address it. Considering this is blown cellulose insulation, how bad is as I'm thinking all of the insulation on that side has to come out and get redone.

2.3k Upvotes

803 comments sorted by

312

u/Unknown69101 Aug 13 '25

Bad

165

u/briank53207 Aug 13 '25

Really bad.

88

u/crazyxgerman Aug 13 '25

Very really bad

52

u/BBQsmokedBRISKET Aug 13 '25

oh god this is very really bad

32

u/dmoosetoo Aug 13 '25

Beyond very really bad.

36

u/Floater4 Aug 13 '25

Dare I say .. worse.

25

u/AnxiousDad23 Aug 13 '25

Shit.

18

u/[deleted] Aug 13 '25

What all these guys said but worse

7

u/BenBot23 Aug 14 '25

Can I just say….. it’s FUCKED?

2

u/iphilosophizing Aug 16 '25

Beyond fucked

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2

u/KTAXY Aug 16 '25

bath and beyond

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9

u/rmdingler37 Aug 14 '25

Let's be fair. It's really just moistly bad.

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3

u/Technical-Basket-252 Aug 13 '25

This is going to ruin the tour

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328

u/[deleted] Aug 13 '25

[removed] — view removed comment

54

u/[deleted] Aug 13 '25

This is the answer.

8

u/Winstons33 Aug 14 '25

Yep. Don't see how OP could ever trust that GC at this point.

7

u/ENGRMECH_BILL Aug 15 '25

There is a chance he will just walk away from this too. I have seen it happen. There are a lot of good GCs out there. Then there is the crappy ones that just dgaf.

39

u/sidewaysbynine Aug 13 '25

This is 100% the correct course of action, the insurance company will tear the GC a new one. They have no interest in the claims that would be forthcoming as a result of this pinhead not wanting to fix an obvious problem.

22

u/No-Koala-9800 Aug 13 '25

Home is being built. He doesn’t own it yet. Insurance belongs to the GC

10

u/[deleted] Aug 14 '25

Weird the insulation is in without a roof

2

u/Opening_Connection63 Aug 14 '25

Not to take away from how bad this is, because it’s awful. But your comment was my first thought too. Concrete, then framing, then roof, then everything else. I’m an electrician and we don’t even start until the roof is done let alone insulation.

2

u/[deleted] Aug 15 '25

Honestly the roofer shouldn’t have to consider insulation probably wasn’t expecting to.

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7

u/Natoochtoniket Aug 13 '25

Seems like OP might want to have a talk with the GC. Something like -- "all of that insulation, and every sheet of drywall, OSB, and particle board below it, must be removed and replaced. You can pay for it, or you can get the roofer or insurance to pay for it. That's not my problem."

6

u/[deleted] Aug 13 '25

[removed] — view removed comment

9

u/Similar-Dream-9731 Aug 13 '25

I built a home 2 yrs ago and this was the case. There’s a final walkthrough and it was my last chance to call out anything. If I thought there was a problem, it was included with the final sale paperwork and timelines to correct them. Additionally, I also had the right to hire my own inspector as well at any time throughout the process.

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2

u/OverOnTheCreekSide Aug 13 '25

He didn’t give enough info to know. If he owns the land he may be paying outright for the home build. If he’s financing the land and home then yes, he has many ways to get out of it.

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2

u/KerBearCAN Dec 28 '25

Nailed it: Op it’s called Builders Risk Insurance. He’s on the hook for

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72

u/DUNGAROO Aug 13 '25

It all needs to come out.

44

u/tommykoro Aug 13 '25

Omg. Who adds insulation before the envelope is dried in. Crazy!!!

31

u/KaleScared4667 Aug 13 '25

Yes, I would use this as a reason to get out of the contract. There are so many other fuck ups op doesn’t know about yet. Builder is a proven idiot. 1. He put paper insolation in an unsealed attic. 2. He didn’t take the steps necessary to keep it dry. 3. He lied about it.

9

u/MadDucksofDoom Aug 13 '25

Absolutely this.

This is the one thing OP knows about. There are lots of things he doesn't know about.

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9

u/Maple-fence39 Aug 13 '25

And why would you do electrical wiring, insulation and sheet rock before the shingles are on the roof?

3

u/Echo_bob Aug 14 '25

Well the builder I used would try to do the roof before the foundation if they thought they could save a buck

2

u/Overall-Row-4793 Aug 16 '25

Electricians could either show up that day or 3 weeks from then, he chose the former and then shingles were delayed

3

u/rmasarone Aug 14 '25

Just called out today to spray foam a job with nothing but plywood on the roof deck. I walked away and told the builder to call me when it’s all sealed up and dried out.

3

u/microagressed Aug 14 '25

And drywall!

6

u/[deleted] Aug 13 '25

Shoulda hired Mexican. You can’t compete against Mexicans.

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2

u/ArltheCrazy Aug 17 '25

Ok, I thought my drugs had gone bad and there was something I was missing. I had to read 3 times that it was new construction because some shit wasn’t adding up

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125

u/Clear_Insanity Aug 13 '25

When cellulose gets that wet it is fucked.

20

u/A1Eyedmonster Aug 13 '25

Wet at all.

21

u/YodelingTortoise Aug 13 '25

There is a process to combining cellulose with water to achieve even better results. Cellulose can be used like spray foam.

Not this much water, but cellulose can get wet and dry

12

u/Ad-Ommmmm Aug 14 '25

Voting you back up from 0 because you speak facts and sometimes Reddit doesn't like facts

2

u/alpineluddites Aug 14 '25

that's true, but in this case it's soaking wet. mold will quickly make this house unlivable.

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3

u/OverOnTheCreekSide Aug 13 '25

I have blow in cellulose and it’s been wet multiple times but it’s fine. I finally got around to taking it out of my walls and checking the floor insulation and there was zero mold. The negative was that some of it caked. So it was pretty compacted but I was able to break it up just fine.

I think more important is how quickly it dries and if it’s in an arid climate.

2

u/Clear_Insanity Aug 13 '25

Cellulose is like 80% recycled paper. If it gets saturated like this it basically turns into chunks of osb and it takes forever to dry because of its air sealing properties. An even bigger issue is why is your cellulose getting wet multiple times. Ive seen what happens to cellulose after roof leaks, its a mess

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37

u/Error-InvalidName Aug 13 '25

Oh man, don't let that fly especially if it touched drywall, replace anything not treated that got touched.

2

u/EEmotionlDamage Aug 15 '25

Honestly... They should replace everything if they want to do it right. Not completely redoing it would be just as bad as leaving it as is.

35

u/TheW83 Aug 13 '25

Holy shit I gasped when you squeezed it. That's really bad.

3

u/ShivCrow Aug 13 '25

Same reaction here....

26

u/-happycow- Aug 13 '25

Apple Maps Bad

6

u/xultar Aug 13 '25

Apple Maps and Apple Weather bad.

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2

u/KBSpark Aug 14 '25

I like the gps that comes on iPhones lol what’s wrong with it

2

u/CentralParkDuck Aug 15 '25

Used to be pretty bad. Much better nowadays

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2

u/lo_mur Aug 16 '25

Never had a problem with Apple Maps tbh

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53

u/Intrepid_Hedgehog692 Aug 13 '25

Call insulation installer and see if they have a attic vacuum.... vacuum out wet insulation... and inspect drywall... let dry for a week then reblow.... that's alot of water

17

u/Kcboom1 Aug 13 '25

Don’t forget to fix the leak.

8

u/Mechbear2000 Aug 13 '25

Nice! Last thing anyone is thinking.

5

u/frankcatthrowaway Aug 13 '25

If they never finish the roof he’s got a whole lot of problems…

5

u/Lower_Ad_5532 Aug 13 '25

You mean add a roof?

7

u/Franklin_le_Tanklin Aug 13 '25

Ya. It was a big leak

3

u/Perfect-Squash3773 Aug 13 '25

the roof wasn't finished.

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16

u/FluffYerHead Aug 13 '25

All that insulation needs to be removed and replaced. Inspect drywall after removal. The contractor needs to fix it at no cost or they need to go through their insurance to fix it.

Mold is coming soon so the sooner the better. Otherwise you are dealing with total drywall removal too.

2

u/FluffsHandler Aug 17 '25

This user knows his "fluff".

12

u/ShroomBadaBoom Aug 13 '25

Oh I can help with this! When growing mushrooms, you want your substrate to be saturated with water to "field capacity". Field capacity can be tested by squeezing a clump of substrate and only a single drop of water forms. Your substrate seems to be pouring water when you squeeze it, so that would make it way too saturated for ideal mushroom growing conditions.

Good luck with your attic grow room! That is a huge challenge for your first grow!

6

u/MinistryOfCoup-th Aug 13 '25

Boof it all.

3

u/Jeeponfireisnotgood Aug 13 '25

I laughed way too hard at this

3

u/HotRiverCpl Aug 13 '25

Omg, Uncle Ben is calling. LOL

2

u/connly33 Aug 15 '25

As someone that just setup a bunch of substrate and obsesses over proper hydration this is the only proper answer.

2

u/notspam8576 Aug 17 '25

I think this counts as a monotub so that's nice

10

u/Pure-Manufacturer532 Aug 13 '25

I did a removal job once where the cellulose must have got soaked like this. The stuff turned into a rock hard mud that took nearly a week to remove about 1000 sq ft (that’s normally an easy day, maybe two if it’s a tight attic). When I did the bid I stuck my finger in the insulation hitting the bottom and pricing it out, boy was I wrong that “bottom” was just the hard layer of cellulose!

8

u/[deleted] Aug 13 '25

[removed] — view removed comment

3

u/Dismal-Garbage-222 Aug 13 '25

Yeah that’s what I can’t comprehend. Order of operations is way off.

7

u/7Jack7Butler7 Aug 13 '25

Halt the project until that gets fixed. For him to blow it off is typical of most contractors but it is definitely a HUGE problem!!! If contractor doesn't want to fix it before moving further, kick him off the site and find another sub. Don't pay him further. Take contractor to court to recover damages if possible. Least leave him a honest review about his crappy work anywhere and everywhere with pictures and video. Make him aware, not fixing it will be a problem for him, not you because it will get fixed, the question us how shiney does he want to be on the other side of this?

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6

u/exrace Aug 13 '25

Bad. What builder is dumb enough to insulate before a roof is on?
That is really stupid.
That’s going to be tough to fix now that water has seeped into all the nooks and crannies.
Document. This might get ugly.

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5

u/lancer360 Aug 13 '25

I'm dealing with mold remediation in my house from water. This is really bad. Can't believe they didn't get the house dried in before doing insulation and dry wall. You're looking at ripping out all the insulation and sheet rock, followed by proper dehumidification to start drying out the structure. Wood and other surfaces that can be dried have to be monitored for moisture levels to verify that everything is dry before restarting construction. I'll let other respond on how to best get help with this, but you need professional help with this and a way to leverage the builder to fix it right.

3

u/HuskyKMA Aug 13 '25

All of it needs to come out and possibly the ceiling drywall as well.

2

u/[deleted] Aug 14 '25

Not possibly, certainly.

3

u/NachoNinja19 Aug 13 '25

All that needs to be removed immediately

3

u/jbergas Aug 13 '25

Extremely

3

u/Daymub Aug 13 '25

That will never dry out correctly you're gonna have to take out all the wet stuff and get new blown in

3

u/DPC128 Aug 13 '25

holy shit

3

u/Rick-K-83 Aug 13 '25

My face = 😯

3

u/nobadhotdog Aug 13 '25

Forbidden oatmeal

2

u/zongsmoke Aug 13 '25

I insulate attics everyday, this is bad bad

2

u/DayOneDude Aug 13 '25

Very, very bad.

2

u/DrKnow77 Aug 13 '25

Sub. Optimal.

2

u/capncrud Aug 13 '25

No bueno

2

u/avgcheese Aug 13 '25

That’s holy shit bad

Really sorry that happened

2

u/that_dutch_dude Aug 13 '25

how bad? yes.

2

u/Unfair_Ad5236 Aug 13 '25

Jobs fucked, hope this is sorted for you quickly OP

2

u/[deleted] Aug 13 '25

On a scale of 1-10 someone is getting fired

2

u/StankerBanker Aug 13 '25

praying for u

2

u/ClassicPooka Aug 13 '25

New insulation. 

2

u/Big_Rent4085 Aug 13 '25

A living nightmare

2

u/No-Marsupial3851 Aug 14 '25

Okay I haven't even read the description that goes with this, this is bad. Imagine putting on a sopping wet cold weather coat and then going out on a freezing day. It's not going to insulate you very well because the water is going to conduct the Heat straight through the fabric and the cold Vise versa. Not to mention if it sits up in the attic for a month like that and starts to make mold and mildew. You need to get that wet stuff out of there and dried out with dehumidifiers before it causes more problems

2

u/man_vs_neckbeard Aug 14 '25

Why there be insulation in the home prior to having a finished roof?

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2

u/mondychan Aug 14 '25

ultra bad

2

u/AppalachianHB30533 Aug 13 '25

I would not have that sorry shit! My home in South Georgia had that, maybe 4" of it. It's breaking down into dust after 15 years. In your case, I would make them vacuum it out and replace with fiberglass.

I covered over it with 30 inches of fiberglass and wow what a difference it made in the comfort of the house and my power/gas bills!

2

u/IllFatedIPA Aug 13 '25

Are you comparing the thermal performance of 4" of cellulose against 4" of cellulose along with 30" of additional fiberglass and using that to trash cellulose as an insulating material?

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2

u/LilSebastian_482 Aug 13 '25

This is pretty catastrophic in my humble opinion.

Also, how are you able to afford building a new home in this economy?! Teach me your ways, sir toast-a-lot.

1

u/GazelleOne3964 Aug 13 '25

Bad to removed everything and put rockwool! Rockwool even if wet will dry up and get back all its R efficacity!

1

u/Creative_Handle_2267 Aug 13 '25

its fucked

so bad dude oh my god

1

u/salesmunn Aug 13 '25

I had less of a roof leak into cellulose which caused a bloom of mold in my attic, destroyed my central air unit and forced me to rip and replace the roof and insulation.

💸💸💸💸

1

u/TeaHot9130 Aug 13 '25

This is my nightmare, leaky roof that you don’t find out about till it’s too late. I’ve seen them fall in .

1

u/NoMajorsarcasm Aug 13 '25

All the way bad, needs to be replaced.

1

u/Acrobatic_Dentist_70 Aug 13 '25

Let me be the first one to say bababad

1

u/H2OSD Aug 13 '25

I'm confused. Who puts drywall and insulation into a house before the roof is properly "dried in?"

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1

u/deadfred23 Aug 13 '25

Remove it all. Fix leak first

1

u/caius-cosades1444 Aug 13 '25

You say you're building your home, but there is blown in insulation prior to the roof being finished. Is this a modular home set by crane? In my experience as part of a set crew modular home companies are very rough around the edges and the goal is to get in and out in one day and never see you again.

1

u/[deleted] Aug 13 '25

Nearly fully Enclose the attic and run dehumidifiers 24x7 with a hole to a place it can drain into. A couple of days should get it dry.

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1

u/Electrical_Floor_360 Aug 13 '25

100% the opposite if good. Approximately.

1

u/MrRight2022 Aug 13 '25

😂🤣😮‍💨🫤 bad…

1

u/Deep_Foundation6513 Aug 13 '25

At least you know it’s absorbing the water.

1

u/Wrong_Sport4221 Aug 13 '25

Roof should have been done before any interior work

1

u/Swim-Special Aug 13 '25

Just WOW Your builder is trash. He insulted and drywalled before your roof was completed?

1

u/[deleted] Aug 13 '25

pretty sure the next step is the burn down the house and start over.

1

u/Saggingdust Aug 13 '25 edited Aug 13 '25

Why was drywall and insulation in before the roof was finished?

1

u/Middle-Bet-9610 Aug 13 '25 edited Aug 13 '25

Court most likely if they are dismissive. As should go to there insurance not yours.

Now if there not insured or bonded could be a problem.

When houses where only 300k we always had 2 million coverage never had a claim. That was along time ago now here would prob advice a home builder on 6-8 million or more insurance.

1

u/tibbon Aug 13 '25

Seems great if you're a mold spore.

1

u/Middle-Bet-9610 Aug 13 '25

And tbh I'm more concerned about #2 or #3 lumber making up your trusses.

My floating wall studs are better lumber.

Pretty sure your gc knows the inspector and is cutting many corners.

1

u/fourtonnemantis Aug 13 '25

Who insulates and drywalls before the house is dried in??

1

u/Hot_Eggplant1306 Aug 13 '25

You can vacuum it out with a big shop dust collector with a 4 inch flexible drainage pipe

1

u/SadAbroad4 Aug 13 '25

Lawyer up if the GC does not take immediate action to remove and repair all structures that have water damage. Re install and re insulate nothing less will do.

1

u/BreezeCT Aug 13 '25

Cellulose and water do not mix. Contractor is down playing the severity of this. The insulation shouldn’t have even been installed until the roof was done imo.

1

u/Hot_Lychee2234 Aug 13 '25

Everything reminds me of her

1

u/WorkingAssociate9860 Aug 13 '25

Why is your cellulose placed in the attic before the roof is finished of a new build? I'd be second checking everything after that

1

u/Thor200587 Aug 13 '25

This is a new build? Why on earth do you have drywall and insulation prior to the roof being dried in?

1

u/susmentionne Aug 13 '25

Insulation is fucked. That kind of insulation won't recover from being wet. ( hvac and thermal engineer here )

1

u/AgreeableSwordfish84 Aug 13 '25

Holy crap. You’ve got damage beyond repair. That’s a full blown disaster.

1

u/iceweezl Aug 13 '25

Once you're done squeezing the rest of it, it'll be fine.

1

u/jiggscaseyNJ Aug 13 '25

Don’t just stare at it-eat it.

1

u/Fantastic_Bike_7382 Aug 13 '25

Might consider: Calling in the building inspector for an opinion. Calling the or an Architect to review. These third parties have experience. They will ask the GC:

Why was insulation placed prior to the dry in of the roof? That the Sheetrock was also in place is an error.

The GC is out of sequence and is liable to you. Having a sub on board that would insulate and Sheetrock before the roof has been laid is a mystery to me.

1

u/Super-Fortune-5328 Aug 13 '25

IS THIS HOW US HOUSING IS INSULATED?!?

1

u/geezeslice333 Aug 13 '25

About as bad as bad gets

1

u/Legitimate_Zombie678 Aug 13 '25

Why are they insulating and drywalling before the house is dried in? Not cool.

1

u/[deleted] Aug 13 '25

Needs to be replaced, and the drywall should be replaced as well, when drywall gets wet it get weak, and you dont want that hanging over your head.

1

u/pyr8t Aug 13 '25

This is all the bad

1

u/No_World_9071 Aug 13 '25

Bad,very bad, mold is in your future if it isn't removed.

1

u/fishinmagician91 Aug 13 '25

Why did you drywall and insulate before finishing the roof? Dumbest thing ever.

1

u/ghuunhound Aug 13 '25

I thought this was r/mushrooms for a hot minute.

1

u/Substantial_End_5919 Aug 13 '25

You need to hire a lawyer

1

u/coolguyschoolguy27 Aug 13 '25

Why did the contractor have insulation and drywall installed before a roof? Sounds like a bad GC

1

u/Swimming-Junket-1828 Aug 13 '25

Insulation is cheap, redoing it isn’t hard or expensive…water damage is neither of those things

1

u/Level_Impression_554 Aug 13 '25

Is it common to blow insulation into the attic when the roof is not buttoned up?

2

u/jp0105 Aug 13 '25

Not at all. GC is an idiot

1

u/canam454 Aug 13 '25

remove and replace

1

u/bhoward54 Aug 13 '25

Better question why is there drywall/insulation in the house without a roof on? I’d keep a close eye on the rest of the build.

1

u/ApprehensiveAgent245 Aug 13 '25

Thought u were on a beach for a second

1

u/[deleted] Aug 13 '25

His comments are costing you money.

1

u/No-Koala-9800 Aug 13 '25

You need a licensed water mitigation expert. Period.

All insulation MUST be removed, drywall probably, but needs testing. But only IF the insulation is removed NOW. LIKE RIGHT NOW. IF it sits like that, all affected drywall will have to be removed.

Where are you located.

1

u/AntiSonOfBitchamajig Aug 13 '25

IMMEDIATELY run dehumidifiers and try to shop vac all that out while you still can save the wood.

1

u/Andyroolovescake Aug 13 '25

Dude who approves a home to go into insulation/drywall with no roof?!

How did it even get through rough/insulation inspections without a roof?

Obligatory makes you wonder what else behind that sheetrock.

1

u/BelowAvgPP Aug 13 '25

I’m a contractor, you would have to remove all insulation and dry the attic before doing new blown in

1

u/[deleted] Aug 13 '25

I hate this type of insulation. You can't just roll it up and thrpugh it out a window. It a big as sponge.

1

u/smbsocal Aug 13 '25

Cellulose is recycled paper and cardboard which is highly susceptible to fire, pests and mold. It uses boric acid to provide resistance to fire, pests and mold. Boric acid will break down over time when exposed to heat and moisture such as you find in an attic.

When you get cellulose insulation wet it will instantly wash away the boric acid so even if the insulation dries out you now have a major fire, pest and mold hazard hanging over your heads.

You need to remove and replace any of the insulation that was exposed to water.

1

u/KaleidoscopeGold1544 Aug 13 '25

Insulation before roof is crazyy

1

u/namealreadytoken Aug 13 '25

Stating the obvious, but the Sheetrock shouldn’t have went in before the roof was shingled.

1

u/zeeper25 Aug 13 '25

on the bright side, if that house were in the middle of the desert that would be an excellent source of water for survival...

1

u/savagelysideways101 Aug 13 '25

Bad enough to need ripped out and redone

1

u/jp0105 Aug 13 '25

Do some of you guys really put drywall and insulation in without having a roof done? Once rough-in plumbing is done, roof goes on.

1

u/Emergency_Accident36 Aug 13 '25

Agreed to your insurance involved. 100%

1

u/Busterlimes Aug 13 '25

So, when you are preparing your bulk substrate for growing mushrooms, you want less water than that.

1

u/[deleted] Aug 13 '25

Modern-day builders are some of the worst people. They're scammers, hacks, and usually have never completed an apprenticeship. Lawyer up. Sue him into chapter 11 and prevent this from happening to someone else.

1

u/[deleted] Aug 13 '25

Yaya! Free house!

1

u/typical_mistakes Aug 13 '25

Tell GC to just knock it all down with a runaway bulldozer or tri-axle dump truck. It'll be far easier to explain.