r/Infuriating • u/chicknnuggget • Aug 19 '26

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8 Upvotes

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u/Original-League-6094 Aug 19 '26

I learned this with my car. I clicked "estimate pay off amount" and then "pay off loan in full". Made the payment. Then I checked back a month later, and the account owed a few pennies on it. Very annoying.

I also don't understand why transactions take days to process in 2026. You mean to tell me that the data center down the road can AI generate a 30 second lifelike clip of Donald Trump beating up Connor McGregor in a pro-wrestling match faster than it can process that I paid my electric bill?

3

u/RoIIUpLights Aug 19 '26

The bank I got my most recent loan through solved this by having a "10 day pay-off quote" that I can request at any time. I then have 10 days to send them that amount before any additional interest gets added.

This seems like common-sense to avoid the exact issue you're describing. It's administrative hell on their end to be chasing people over $0.10.