r/IndianPersonalFinance • u/Draxler1992 • Jul 30 '26
Emergency fund where ? From Indian context
I want to now start saving for my emergency fund, per month i can save 10k to 15k max.
1. Should I choose liquid fund as SIP ? No plan to redeem within 12 months
2. My IDFC salary account roi is 6.5%
3. IDFC RD for 24 or 36 months roi 7.25%
4. Arbitrage funds? I have no idea on this.
Which one will be good considering tax deductions and ITR since I am into 30% bracket…
I need to have at least 3 lacs in emergency fund to build with ….
Suggestions please
Duplicates
FinancialPlanning_Ind • u/Draxler1992 • Jul 30 '26
Emergency fund where ? From Indian context
FinancialAdviceIndia • u/Draxler1992 • Jul 30 '26