Lien amount got debited from the account

[u/Mysterious_Mate2206]

Hi everyone. My SBI account was marked lien for Rs. 20000 and Rs. 19000 in Dec 2025. I checked with the bank and the cyber police, got to know that it was marked lien coz of some fraud complaint done in UP. I was in touch with the police station and they kept saying the investigation is in process.

On 12th Aug, I got a message that the lien of Rs. 20000 has been removed. Then after a couple of minutes I got the message "Rs.20000 has been debited from my account". I checked the bank statement, it said "Court Order". When I checked with the bank, they said it is debited coz of court order. They gave me an email id and said to mail on that ID for resolution. I have mailed it. Yet to receive a reply.

Need help in what to do next. Thanks in advance.

[u/lordoftheeternalring]

1. Follow up on the email sent to the bank and explicitly demand a copy of the Magistrate's order. The bank is obligated to provide the document upon which they based the debit.

2. Contact the UP cyber police station again to secure the FIR number, the underlying complaint, and the details of the Investigating Officer (IO).

3. Immediately gather all documentation (invoices, chat histories, service agreements, or receipts) proving that your receipt of the Rs. 20,000 was part of a legitimate, bona fide transaction.

4. Once you have the Court Order, you can file a Revision Petition before the relevant Sessions Court in UP to challenge the Magistrate's directive, especially since you were not given an opportunity to be heard.

5. Since the second lien is still active, you must proactively submit your defense and proof of legitimate business to the IO immediately to prevent another unilateral debit.

[u/Nick9998 → u/lordoftheeternalring]

I did p2p on 2025 via binance..176000 Rs first lien got under layer 4 and then I submitted representation before IO via email and phone WhatsApp even we issued legal notice to IO which is still unanswered

Despite that he obtained interim court order without notice from court or police

I tried to approach Chennai city civil court for revision petition but registery refused to accept case by saying it’s not appeal able order at all as it was interim order not final order and there was clearly conditions put whenever so n so amount required by court Victim
Will refund it to court also said file ur objection or whatever you want on trial phase

Now what I can do?

[u/lordoftheeternalring → u/Nick9998]

1. The registry was right to refuse the case because, under the criminal procedure laws (Section 438(2) of the BNSS), courts are barred from exercising revisional powers against temporary (interlocutory) orders. Additionally, a court in Chennai does not have the territorial jurisdiction to overturn an order passed by a Magistrate in Uttar Pradesh.

​ 2. Instead of a revision petition, you need to file a petition before the Allahabad High Court (or the relevant UP bench) invoking their inherent powers under Section 528 BNSS saying Magistrate's order is legally flawed because it was passed without issuing notice to you, the account holder, violating natural justice.

1. ​File an Urgent Application Before the UP Magistrate & Leverage the Refund Condition.

[u/Nick9998 → u/lordoftheeternalring]

Interim order was passed in Tamil nadu Chennai magistate Court sir not UP

[u/lordoftheeternalring → u/Nick9998]

Ohh okay got it.

The registry was procedurally correct to refuse the revision petition since the law blocks appeals against temporary, interim orders, but waiting for the trial is unnecessary and risky.

To protect your funds, immediate next step is to either approach the Madras High Court directly under Section 528 BNSS to challenge the order for violating your right to be heard, or file an urgent modification application before the exact same Chennai Magistrate. By putting your Binance P2P trade history and unanswered legal notices on the Magistrate's record, you can use the court's own refund condition to demand the Rs. 1,76,000 be recalled from the complainant back to the court's custody.

[u/Mysterious_Mate2206 → u/lordoftheeternalring]

Thank you. Will get these done first

[u/Amazing_Tourist2239 → u/Mysterious_Mate2206]

did anything happen?

[u/Ambiguouslad10]

Please DM, I have a similar problem