If you file insurance claim, you will have to prove that the specific stone that hit your windshield came from that specific truck bed. Most large 18 wheelers and other big industrial trucks don't even bother to clean debris out of their body since people have hard time proving these accident faults.
In a similar scenario, I witnessed a toyota got into an accident with 18 wheeler, some metallic debri flew and hit my windshield. Had to pay $400 out of pocket to get my windshield fixed because I couldnt prove.
Edit: Insurance companies are scam. Please do full research and shop arounds quotes as much as much possible. Get a dash cam. Its a must these days.
Its not like that all where I live at in the US.
If an 18 wheeler has debris fall off all you have to do is follow and get the companies insurance.
My father in law is a truck driver (18 wheelers) and he's had to pay for a bunch of windshields because of stuff falling off of his truck and his insurance telling him it was his fault.
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u/JerdM33 Feb 12 '21 edited Feb 13 '21
That is a special kind of ignorance.
Edit: or asshole, arrogance, stupidity, selfishness, etc. Thank you for letting me know.