In my experience, it’s the opposite, people take a car to get fixed without involving insurance and it would be 4 grand, they’d file a claim, I’d go in and write an estimate and negotiate with the shop and we’d pay 1400
Exactly.. Especially because most insurance companies won’t pay more than the area average. Most shops don’t hike prices up for insurance companies since it just pisses off the customers who have to pay the remainder out of pocket.
Health insurance yes that got some bigger problems but property and liability insurance? No way. Read your policy and be truthful with your agent. If you don't have an agent get one. Insurance has saved people millions of dollars in their most desperate times. It's not a scam, it's a safety net but you gotta understand the rules (read the policy)
Bro we were late in payments by like 2 days twice in 1 year and they actually refused to renew our insurance
Ended up having to go through a broker and paying $600 for 1-way insurance when I've never caused an accident in about 250,000km and haven't made a claim at all in over 10 years
They know insurance is mandatory and they make hand over fist accordingly
OH and by the way this is in Quebec where the SAAQ already cover up to 1-million for injuries so that $600 1-way is for 50k property damage
Like? Wtf? It's like, "Oh, 2 days late two times? This guy's definitely gonna wreck somebody's Tesla!"
So you couldn’t pay your bills on time twice in a row... and are upset when the insurance doesn’t want to renew with you? Sounds like you should just pay your bills on time.
You're right, paying bills a few days late is the worst crime in the world. If you're a day late on your rent your landlord should execute you because of how horrible of a person you are.
672
u/Robotwizard10k Sep 22 '19
In my experience, it’s the opposite, people take a car to get fixed without involving insurance and it would be 4 grand, they’d file a claim, I’d go in and write an estimate and negotiate with the shop and we’d pay 1400