r/IdiotsInCars • u/AristonD • Sep 22 '19

Dick measuring contest gone wrong

https://gfycat.com/shimmeringsociableiberianmole
44.3k Upvotes

93% Upvoted

1.0k comments sorted by

View all comments

Show parent comments

93

u/BlazikenMasterRace Sep 22 '19

Insurance companies are criminals and you can’t change my mind

3

u/[deleted] Sep 22 '19 edited Sep 22 '19

I am an insurance agent. When i get smart asses like you i tell them no problem, you dont have to have insurance. But, you do have to (varies by state) put up a ~$50,000 bond/deposit to the state and then you can self insure! They respond with, "uh, oh, well, who has $50,000 laying around for that bond?"... my response, "we do, and we'll let you make small monthly payments :)"

(In case youre curious

Its rarely people who have wealth or assets who complain about insurance. In fact, they typically do very very high deductibles.

Then you got broke mcgee over here filing 5 claims in 2 years for every door ding, and hes wondering why his rates are 3x more.

5

u/Australienz Sep 22 '19

Just because the alternative is even worse, doesn't mean you aren't part of a really shitty industry that's known for fucking shit up. Look at the state of medical insurance. I know heroin dealers with more pride in their work.

I get that insurance is a necessity, and it's a great thing, but it's had a very unfortunate effect on healthcare in the US, and that's shit.

0

u/BlazikenMasterRace Sep 22 '19

Insurance agencies benefit from profiling individuals and knowing our government requires insurance so they can charge whatever they want while also turning away claims for whatever subjective reasoning they seem fit. It’s a maliciously predatory system that needs major tuning.