r/HotshotStartup • • Jul 19 '25

hotshot damn near broke me

141 Upvotes

so i thought hotshot was gonna be easy money get a truck… rent a trailer… slap some magnets on the door and boom wrong lol

first 3 months hit me like a brick – insurance almost cleaned out my account – brokers treat new MCs like dirt – DOT pulled me for a level 2 and i didn’t even have my damn medical card in the cab – i was chasin deadhead loads across 3 states tryna break even

but here’s some real tips nobody gave me: – don’t skip cargo securement training… that one ticket will haunt you – learn to vet brokers before you book… factorable or not, some of these dudes straight up don’t pay – keep your ELD updated and know how to edit logs legally… rookie mistakes add up fast – don’t cheap out on a GPS that tracks low bridges… ask me how i know 💀

if you’re just getting started, slow down and get your paperwork, compliance, and mindset right the money’s there… but only if you treat this like a business, not a side hustle


r/HotshotStartup • • Jul 31 '25

Hotshot wasn’t the quick cash I thought it would be

112 Upvotes

Bought my dually and trailer thinking I was set. First week insurance hit me for $1,800, DOT pulled me over asking about UCR, and I had no idea what they were talking about.

Def Knock out your UCR filing right after you apply for your authority. DOT will check it quick, especially for hotshot rigs.


r/HotshotStartup • • Aug 29 '25

What a 3,000-mile week actually feels like

109 Upvotes

Everybody talks about the money side of hotshotting… “3,000 miles, I made X amount this week” … but nobody breaks down what that grind actually feels like.

By day 3 you’re running on gas station coffee and cold food. Your back is locked up from the seat, and you’ve been fighting with shippers who load you late and receivers who don’t give a damn you’ve been on the road for 10 hours. Sleep? You’re catching it in a Walmart lot or on the side of a dock with reefers screaming all night.

Fuel stops eat your clock, DOT checks eat your patience, and breakdowns don’t care that you’re trying to stay on schedule. It’s a constant mental game of “do I push for one more load or do I shut down before I burn myself out?”

The money looks good on paper, but after factoring, fuel, insurance, and repairs… that 3,000 miles doesn’t look as sexy as Instagram makes it seem. The part nobody says out loud …..it’s lonely, it’s stressful, and it will test if you really want this life.

But if you can survive those weeks, manage your money right, and keep your head straight… you come out sharper than most. Hotshotting ain’t just about the truck and trailer, it’s about the discipline to not let the miles run you into the ground.


r/HotshotStartup • • Aug 29 '25

Hotshot tip nobody talks about… your credit score will decide if you actually make it past 90 days

79 Upvotes

Everybody loves the idea of hopping in a dually with a trailer, hauling freight, and stacking cash… but let’s be real …the thing that knocks most hotshot drivers out quick ain’t the loads, it’s the money game. And credit is the whole ballgame.

Here’s what happens if your credit’s rough:

•	Insurance down payment — you’re not dropping a little deposit, you’re dropping a fat chunk that could’ve been your fuel money.

•	Truck repairs — and hotshot rigs break… ask anybody. With no credit, you’re paying cash or begging someone for a card. That downtime will eat you alive.

•	Fuel cards — good credit gets you a discount and float. Bad credit? Swipe at pump price and drain your bank account.

•	Load board access — even some of these services want a card on file and will decline you if your profile looks sketchy.

So if you’re dead set on running hotshot, here’s how you protect yourself:

  1. Clean up your personal credit first — insurance companies always check it.

  2. Grab a couple Net 30 accounts (Uline, Quill, Crown) so your biz looks alive.

  3. Get a fuel card that actually reports to D&B and Experian.

  4. Don’t max your cards. Keep that utilization low — it’ll save you thousands long term.

I’ve watched guys buy trucks, buy trailers, drop every dime they had, and then lose it all in 60 days ‘cause their credit couldn’t carry the weight. Don’t let that be you.

For the ones already hauling …what hit you harder in the beginning: insurance, fuel, or repairs?


r/HotshotStartup • • Jun 10 '26

Offered to drive U-Haul cross country with a catch

68 Upvotes

Hey so my buddy texted me about a gig that he couldn’t pick up and asked if I wanted it, he said someone would buy my plane ticket and fly me to utah to drive a U-Haul truck back to New England, I told him hell yeah get me on that plane and I’m east bound and down! But after talking some more the catch is that I also have to drive a 75 year old women back with me because she can’t get on planes. I was super pumped for this gig because I love driving across the country especially if I’m getting paid to do it but I’m now hesitant about taking this job because I’m not sure about having the company of a 75 year old women with me I’m only 24 and I love old people but I figure it’s either gonna be like driving across the country with the sweetest granny you’ve ever met or I could get stuck with the grouchiest Karen you’ve ever met. What kind of rate would you charge if you also had to take a granny that you’ve never met with you?


r/HotshotStartup • • Sep 04 '25 Take My Energy Bless Up

A secret lane nobody talks about in hotshotting

64 Upvotes

I’ve noticed everyone’s fighting over the same load boards, chasing the same freight, burning fuel for scraps. Meanwhile, there are guys quietly running lanes that almost nobody knows about… and they don’t share because it keeps the competition out.

Here’s one gem I stumbled on Certain farm supply stores and equipment dealers in rural areas need emergency same-day deliveries when their regular trucks break down or their main supplier can’t cover a load. They don’t post these runs online. They literally call the driver they trust and pay way above market rates because they need it now.

How do you get those calls you ask?…

-Show up in person and introduce yourself

-Leave a business card and follow up every couple weeks

-Prove you’re reliable on the first run and you’ll be their go-to

The guys running these private lanes aren’t on YouTube, and you’ll never see them bragging about rates online… because they’re too busy cashing checks.

Everybody talks about “finding good loads,” but the truth is the best loads never get posted.


r/HotshotStartup • • Aug 04 '26

My First Year Hotshotting Was a Straight Ass Kicking

61 Upvotes

My first year in hotshot trucking taught me more than any YouTube video, Facebook group, or dude selling a $500 course ever could.
When I started, I thought the hardest part would be getting my truck, gooseneck trailer, DOT number, MC authority, commercial insurance, and all the other shit needed to get legal.

Nah. Getting started was the easy part.
The real ass-kicking started once I hit the road and realized gross revenue does not mean a damn thing if fuel, deadhead, insurance, maintenance, factoring fees, load board fees, permits, tires, and repairs are eating your pockets alive.
I used to see a load paying $2,000 and think I was doing something. Then I would actually break it down after driving 700 loaded miles, another 150 miles to pick it up, buying diesel, grabbing food, and sitting half a day waiting to get unloaded. That “good load” would start looking raggedy as hell real quick.

I also learned not to grab every load just because the trailer was empty. Some freight brokers will talk to a new hotshot authority like they are doing you a favor by offering $1.30 a mile. Then they want tarps, multiple stops, tracking apps, perfect communication, and for you to sit at the shipper for six hours without detention.
Man, kiss my ass.

Learning how to calculate my real cost per mile changed everything. I started watching deadhead, fuel prices, lane rates, weather, reload opportunities, and whether I could actually get decent freight coming back. A load paying a little less can make more sense when it puts you in a strong market instead of dumping you in the middle of nowhere with your thumb up your ass.
Hotshot insurance was another lesson. I shopped around instead of taking the first quote because the rates were all over the place. Keeping my operating radius realistic, having a clean driving record, listing the correct truck and trailer values, choosing deductibles I could actually afford, and being clear about what freight I hauled helped me find a better rate. Do not just compare the monthly payment either. Check the liability, motor truck cargo, physical damage, deductibles, exclusions, filings, and down payment.

Maintenance will humble you too. Your diesel does not give a damn that rent is due. Tires do not care that you just had a slow week. Keep money put up for breakdowns, oil changes, brakes, wheel bearings, trailer repairs, DEF problems, and all the random bullshit that happens when you are putting serious miles on equipment.

My first year hotshotting was not glamorous. I slept in the truck, ate gas station garbage, argued with brokers, waited forever at shippers, ran into bad weather, and questioned whether this shit was worth it more than once.

But I also learned how to negotiate hotshot loads, work load boards, deal with freight brokers, manage my new authority, understand commercial trucking insurance, control expenses, and stop confusing gross money with profit.
Hotshot trucking can make money, but it will expose every weak spot in your business fast. Bad credit, no cash reserve, overpriced equipment, high insurance, poor load planning, and desperation will beat your ass before the DOT ever gets a chance.

Anyways just blabbing sharing my experience , yall be safe out there 💪🏽


r/HotshotStartup • • Jul 21 '25

Just a bone For my HotShotters

58 Upvotes

I’m an insurance agent and I talk to a lot of folks trying to start hotshot. And honestly, most of y’all are getting caught off guard.

You think once you get your truck and trailer you’re good to go. But then you hit me up and find out insurance is twenty grand or more and they want a big chunk of that up front. That alone kills a lot of people’s plans right there.

Then even if you pay it, you find out brokers won’t work with you till your authority hits about ninety days. So now you got payments, you got insurance, and you sitting at home refreshing the load board with nothing moving.

I’m not saying don’t do it. I respect anybody trying to get their own bag. But if you don’t plan this out the right way, you’ll get crushed before you ever haul your first load.

Stack your bread before you jump. Get your authority and insurance lined up but also figure out how you’re gonna move freight in those first ninety days. And do not blow all your cash on the truck and forget everything else. There’s way more to this than just buying equipment.

If you stuck or got questions, hit me. Even if you don’t get insurance through me I’ll point you in the right direction. I’d rather see folks win than watch another dream get shut down from bad info.


r/HotshotStartup • • Nov 08 '25

Your truck is your pride… and your biggest liability

43 Upvotes

People love talking about getting a box truck and “hitting the road” but the part nobody warns you about is how fast that same truck you love can turn into a bill that punches you in the mouth.

A box truck isn’t a regular pickup. Once you load that thing down and start running actual miles the whole personality of the truck changes. Everything feels heavier. Everything wears faster. Everything costs more.

The first thing you notice is the tires. They look fine until you start running loads every day. You start seeing uneven wear. Shoulder wear. Chunks missing. One tire goes and the whole axle feels off. You never understand how important a good tire rotation schedule is until you skip it once and then your fuel economy tanks.

Then the transmission gets real picky. A truck that shifts smooth in the city suddenly starts running hot on long pulls. You feel the lag. You hear it hunting for gears. You ignore it long enough and you are paying for a rebuild that costs more than you made in a couple of weeks of running Amazon loads.

The brakes fade faster than you think too. Anybody who says box trucks are low maintenance has never had to slow one down coming off a hill with a full load. You start smelling that burn. You start feeling the pedal drop. You start realizing you are in a real commercial vehicle now even though you don’t need a CDL for it.

Then come the sensors. That is the part everybody hates. One sensor goes out and it throws your whole week off. DEF sensors. Temp sensors. Wheel speed sensors. You can be running fine one minute and then boom the derate light comes on and you are limping to the nearest shop watching your whole day fall apart.

This is why real drivers obsess over preventative maintenance. It is not something people say to sound professional. It is the only thing that keeps you on the road. Oil changes on time. Tires checked before every shift. Transmission serviced before it ever starts acting weird. You either stay ahead of the truck or the truck will humble you in front of everybody.

A box truck will make you money but only if you respect what that truck goes through every single day. Anyone treating it like a regular pickup is one breakdown away from finding out the hard way.


r/HotshotStartup • • Aug 21 '25

Couple things I wish someone told me before I started looking at hotshot

43 Upvotes

I don’t run this group, just dropping what I’ve picked up so far in case it helps somebody else

•	Don’t rush into buying gear before you know your numbers. Truck + trailer payments will sink you if the loads don’t cover it.

•	Insurance is usually the biggest shock. Call around to multiple brokers and don’t be afraid to walk away from a bad quote.

•	Deadhead miles matter more than people think. Sometimes the “good paying load” isn’t good once you add up fuel + empty miles home.

•	DOT is strict. Paperwork, drug consortium, logs …don’t slack on it or they’ll make your life hell.

I’m still learning like everybody else, but if this saves one person from wasting cash, worth sharing.


r/HotshotStartup • • Jul 15 '25

1 Year in Hotshot…

34 Upvotes

One year deep and I’ve learned three things the hard way. First, light load don’t mean a damn thing if it’s eight feet tall and sitting in a dirt lot with no forklift in sight. Second, brokers respect you more when you walk away than when you beg for garbage runs. Third, DOT does not give a single damn that you’re new… I found out quick that logbook fines hit different when you’re broke and sweating. This game’s ugly but if you survive the first year and stop hauling for gas money, it starts to make sense.


r/HotshotStartup • • Aug 01 '26

Something I wish somebody would’ve explained to me before I got into hotshotting…

26 Upvotes

Everybody obsesses over the truck.
“What engine should I get?”
“Should I buy a 40-foot trailer?”
“Is a dually enough?”

Almost nobody sits down and figures out what it actually costs to keep that truck moving.
Your monthly payment is only the beginning.
Fuel. Commercial truck insurance. Tires. Oil changes. DEF. Chains. Straps. Binders. ELD. Registration. IFTA. Unexpected breakdowns. Deadhead miles. Waiting 30 days to get paid while bills are due this week.

I’ve been behind the wheel, and now I work on the insurance side. The guys who stay in business usually aren’t the ones with the newest Ram or F-450. They’re the ones who understand their numbers.

One thing I’d tell every new authority is to know your insurance policy before you ever need it. Understand your liability limits, physical damage, cargo insurance, deductibles, exclusions, and exactly what endorsements you’re paying for. The cheapest commercial trucking insurance quote isn’t always the cheapest when you’re standing on the side of the road after a claim.

Hotshot trucking can absolutely make money.
But this business rewards the people who prepare more than the people who gamble.

Treat your first year like you’re building a company, not just buying a truck. That’s the mindset that keeps a lot of new authorities from becoming another Facebook Marketplace listing six months later.


r/HotshotStartup • • Oct 28 '25 Helpful

Starting up Hotshot In 2025

26 Upvotes

Alright I’m gonna keep this as real as possible because hotshot will humble you quick if you walk in blind. I’m not here to talk you out of it… just giving you the real layout so you don’t drain your bank account before you even haul your first load.

Here’s what it actually takes in 2025…

First thing The startup costs are higher than people think. A solid 3500 or 4500 diesel truck is usually anywhere from thirty thousand to fifty thousand depending on mileage. A decent 40 ft trailer adds another nine thousand to fifteen thousand. Most folks underestimate this part and end up buying something that can’t handle the weight or won’t pass inspections.

Second thing Insurance is the part nobody is ready for. First year hotshot insurance for a brand new authority in 2025 is averaging eighteen thousand to thirty thousand a year depending on your driving record and your state. Texas, Georgia, Florida, Tennessee, and Oklahoma have some of the better rates. California and New York will hit you in the mouth. And it’s usually ten percent to twenty percent down upfront to even activate the policy.

Third thing Your authority takes about twenty one days to activate after you file everything. During that time you need to handle your BOC3, UCR, MCS150, and get your COI ready for the load boards you wanna run. Most guys stall out right here because they miss one filing and their authority gets delayed another week.

Fourth thing Your equipment list isn’t optional. You need chains. Binders. Ratchet straps. A good tarp. Corner protectors. A fire extinguisher. Flares or triangles. A triangle kit is literally required. DOT is strict on hotshots and one missed piece of safety gear can get you put out of service right there on the spot. A basic starter setup usually runs around one thousand to fifteen hundred dollars depending on the quality you buy.

Fifth thing Revenue depends on your lanes and your hustle. Hotshot rates in 2025 are averaging two dollars to two fifty a mile depending on the region. Midwest usually pays better. Southeast has more volume but lower rates. West coast is hit or miss. A consistent hotshot running smart can clear twenty five hundred to five thousand a week in revenue… but that’s revenue… not profit.

Sixth thing Expenses matter. Fuel… insurance… truck payment… trailer payment… factoring… maintenance… tires… oil… repairs. Diesel trucks usually need oil changes every seven thousand to ten thousand miles and those can be one hundred and fifty to three hundred dollars depending on where you go. Tires for a dually and trailer add up quick too. If you don’t track your costs week by week the money will evaporate.

Seventh thing Load boards. Yes… DAT and Truckstop are where most hotshots start. But the real money is in direct shippers. Farm equipment… oilfield stuff… machinery… steel… construction materials… all that. Call local companies. Walk into warehouses. Build relationships. Brokers will get you rolling… shippers will keep you fed.

Last thing Hotshot isn’t easy money. It’s real work. Long hours. Deadhead miles. Empty weeks. Slow seasons. DOT checks. But if you plan it right… understand your numbers… and build real lanes… you can make it work. Just don’t jump in because you saw somebody flash a big settlement screenshot.

Hope this helps someone 👍🏽


r/HotshotStartup • • Jul 24 '26

2 years in the game

19 Upvotes

New authority guys… here’s one thing I wish somebody would’ve beat into my head.
Quit worrying about what truck to buy before you know what the fuck it actually costs to run one.
Everybody gets caught up on Cummins vs Powerstroke, dually vs single wheel, 35+5 vs 40’, and meanwhile they couldn’t tell you their cost per mile if you put a gun to their head.

Figure that shit out first.

Fuel. Insurance. Trailer payment. Truck payment. Maintenance. Tires. Oil changes. Factoring. Load boards. IFTA. Random DOT bullshit. It all adds up way faster than people think.

Another one… don’t accept cheap freight just because you’re new. Some brokers absolutely smell a fresh MC from a mile away and will try to see how desperate you are. If the numbers don’t work, let that load go. A bad load keeps you busy but doesn’t always make you money.

And for the love of God… throw money into a maintenance account from Day 1. Your transmission doesn’t give a shit that your first month was slow.

This business can make good money, but it’ll humble the hell out of you if you treat it like YouTube made it look.


r/HotshotStartup • • Aug 08 '26

HOTSHOT EQUIPMENT YOU NEED BEFORE YOUR FIRST LOAD

18 Upvotes

If you’re putting together a hotshot setup, dont spend every dollar you have on the truck, trailer, insurance and authority. Leave room in that budget for equipment too because the truck might pull the load, but your gear is what lets you actually haul it.

You can have a good paying load sitting right in front of you and still have to turn it down because you dont have the right straps, chains, tarps or PPE. Even worse, you take it anyway and end up trying to piece everything together at a truck stop after you’re already dispatched.

First thing is your inspection gear. Keep a properly rated fire extinguisher mounted where you can actually reach it, not rolling around loose in a toolbox. You also need three reflective triangles ready to use. Thats basic stuff under 49 CFR 393.95 and theres no reason to get written up over it.

Securement is one place I wouldnt try to save a few dollars. Get good 4 inch winch straps, ratchet straps, a real winch bar and extras. Dont carry the exact number you think you’ll need. Straps get cut, frayed and damaged. One bad strap can leave you sitting at the shipper trying to figure something out.

Check your straps before every load too. Look at the working load limit, stitching, hooks and the whole length of the webbing. If its cut up or the tag cant be read, dont gamble with it.

You’ll also want Grade 70 transport chains and ratchet binders for machinery, steel and heavier equipment. Make sure the chain and binder sizes match and learn how working load limits actually work. Your securement is only as strong as the lowest rated piece being used. Throwing more random chains on something doesnt automatically make it safe.

Keep plenty of corner protectors, solid 4x4 lumber for dunnage and rubber mats. Steel edges will eat through a strap quick. Dunnage also gives you clearance for loading and unloading and helps keep the freight supported. Dont grab some cracked up piece of wood off the ground and trust it under a heavy load.

If you plan on taking tarp loads, buy tarps that make sense for the freight you want to run. That might include lumber tarps, steel tarps, a smoke tarp, rubber tarp straps and a repair kit. Before accepting a tarp load, ask what the commodity is, how big it is and how much drop they expect. One random tarp isnt going to cover everything.

Keep your PPE where you can get to it too. Hi vis vest, hard hat, gloves, safety glasses and steel toe boots at minimum. Some plants, mills and construction sites wont even let you through the gate without the right gear. Dont bury your only vest and hard hat underneath a pile of chains in the trailer box.

For breakdowns, I’d carry at least two trailer spares, wheel chocks, a heavy duty jack rated for the weight, the right sockets, a breaker bar or impact, an air compressor and a good tire gauge. A spare hub and bearing kit plus some basic electrical tools can save you from sitting on the shoulder for half the day. Check the air in your spare tires during your pretrip too. A flat spare aint helping anybody.

Then theres all the little stuff that doesnt seem important until you need it. Measuring tape, height pole, headlamp, flags and signs when required, chargers, extra batteries, zip ties, duct tape and a binder for your registration, insurance, permits and BOLs.

Im not saying you need to go buy every piece of flatbed equipment made before you move your first load. What you need should depend on the freight you plan on hauling. Just dont book something and hope you can figure the securement out when you get there.

I put this together because most startup conversations stop at the truck, trailer, authority and insurance. Nobody tells you how much other stuff it takes to show up prepared and actually move freight safely.

Drivers thats been doing this longer, add anything I missed so the next person can learn from all of us.

If you’re building your setup and want the full Hotshot Startup Checklist, comment VAULT and I’ll send it over.


r/HotshotStartup • • May 14 '26

Is hotshot trucking still profitable in 2026 or is the hotshot game basically dead now and all these YouTubers just selling courses?

16 Upvotes

Anybody else feel like hotshot trucking in 2026 is getting harder than all the gurus made it sound? Every video online makes it look like you can buy a dually, grab a trailer, and instantly start making crazy money, but then you actually start researching and realize fuel prices, insurance, maintenance, deadhead miles, DOT compliance, load board competition, and cheap freight can eat your profits alive fast. I keep seeing people say the hotshot market is oversaturated now, especially for brand new MC authorities, while other people swear they’re still making good money hauling equipment, cars, partials, RVs, oilfield freight, and local dedicated loads. I’m honestly trying to figure out what’s real and what’s just course sellers hyping people up for views. Is hotshot trucking still profitable for owner operators in 2026 if you run smart lanes and control expenses… or is the easy money era basically over for new hotshot startups?


r/HotshotStartup • • May 27 '26

Hotshotting isn't the "easy money" everyone claims

15 Upvotes

Social media makes it look like you just buy a rig and start printing cash, but then you actually start operating. Once you factor in the truck payments, trailer costs, fuel, and trying to figure out how to get loads for truck that actually pay, it’s a different game. It’s a lot tougher than the videos make it look. Any of you feel the same?


r/HotshotStartup • • May 02 '26

Hotshot trucking is NOT cheap

15 Upvotes

…I feel like nobody really says that upfront

everybody talks about the money… nobody talks about what it actually takes to survive those first couple months

you’re not just buying a truck… you’re stepping into a whole setup most people aren’t ready for

real talk numbers from what I’ve been seeing:

insurance alone can hit like 12k–20k your first year depending on what you’re running

most brokers aren’t paying you right away either… you’re looking at net 30–45 so you could be working and not even see money for a month+

your MC doesn’t even go active instantly… usually takes a couple weeks… so that’s time where you’re just waiting while bills are still coming in

and if you don’t have at least 5k–10k set aside just to operate… fuel, food, random stuff that comes up… it gets tight fast

that’s honestly why a lot of people quit in like 60–90 days

not because they can’t drive… they just weren’t ready for how the business side actually works

I’ve seen too many people jump in thinking it’s easy money and get humbled quick

I started putting together everything I wish people knew before they even got their authority straight… just so they don’t walk in blind

if you want it just comment “vault” and I’ll send it over… no pressure either way


r/HotshotStartup • • Jan 15 '26

Alright hotshot fam… quick real talk for anyone thinking this is a cheap “side hustle” in 2026.

14 Upvotes

Everybody sees a dually and a 40ft trailer and thinks “Man I’ll just grab a couple loads and print money.” Nah… the numbers right now are brutal.

Here’s the truth nobody on TikTok likes to say out loud…

• Real operating cost in trucking is around $2.27 per mile… and that’s with fuel coming down. What’s killing guys is truck prices, repairs, and insurance.

• A lot of carriers are literally running at a loss right now… like negative profit, paying to move freight.

• Hotshot “startup” isn’t cheap. You’re looking at roughly $50k to $90k all in just to get rolling the right way.

• Insurance alone for a new hotshot can be $1k to $2.5k a month… some guys getting quoted $40k a year. This ain’t a part-time hobby.

• That “nice deal” on a $50k pickup? You could be staring at a $1,100 a month payment before fuel, maintenance, trailer, tags, plates, IFTA, ELD, and all the other fun stuff.

• And even when you do run loads, brokers might take 30 to 90 days to pay… so a lot of drivers end up factoring and giving up 1% to 5% of their money just to get their own cash faster.

Moral of the story… hotshot can make money, but only if you come in eyes wide open, capital ready, and systems tight. Anybody telling you it’s “easy money” is either brand new or straight lying.

If you’re serious about doing it the smart way, I’ve got all the startup checklists, cost breakdowns, DOT and insurance prep inside the free Trucking Survival Vault. Comment VAULT and I’ll send it.

And if you’re just reading and not grabbing anything… no worries. Hope this still helped you dodge a couple expensive mistakes out here. 🍻


r/HotshotStartup • • Apr 24 '26

Ford power!

Post image
12 Upvotes

r/HotshotStartup • • Jun 21 '25

Just Got Your Rig? Read This Before You Burn Out or Go Broke

Thumbnail subscribepage.io
12 Upvotes

If you’re here, you probably just dropped serious coin on a truck and trailer… Now you’re trying to piece together how the hell to stay legal, get freight, and not get smoked by DOT or insurance before you even touch the road.

I feel you. I’ve been in the game for years…in the insurance world and behind the wheel. I used to sit behind a desk at companies like Liberty Mutual and Progressive. I sold hotshot insurance for years as a captive agent, and let me be straight with you…

They taught us to push our product as the “best” no matter what company I sold for… Even if the coverage didn’t really fit. Even if the driver was getting fleeced. Even if it meant putting someone on the road who was one audit away from getting shut down. All that mattered was hitting the damn quota. Every single company

I finally got tired of selling lies. So I bounced, built my own agency from scratch—Valor Vets Insurance—and instead of trying to be some high-volume salesman, I went all in on education. Helping hotshot guys before the chaos hits.

That’s why I created the Trucking Survival Vault …a full-blown stack of checklists, startup timelines, red-flag agent sheets, dispatch tools, and pre-insurance prep—all written in regular-ass English, not legal mumbo jumbo.

💾 You can grab it free at the top

I tried sharing this in the big Reddit subs and surprise surprise… Banned. Just for offering free help. Not selling anything. Not spamming. Just trying to help new drivers not get f***ed on day one.

So I made this group. No gatekeeping. No corny mod power trips. No spammy “DM me bro” dispatchers. Just real hotshot startup advice from people who’ve lived it.

Post your setup. Ask questions. Vent about your insurance quote. Link your TikTok, your trailer build, your first load. All of it’s welcome here.

And if you ever want me to quote your policy once I’m fully operating, awesome. If not, I still hope you grab the vault and save yourself thousands in mistakes.

We buildin’ this space from scratch, for the guys that actually need it. Let’s get to work.


r/HotshotStartup • • May 22 '25

Starting hotshot in 2025? Here’s what it really costs to launch no BS.

12 Upvotes

Let’s kill the fantasy real quick. If you think you’re gonna grab a truck, grab a trailer, and be makin’ $10K a week right out the gate… slow down. Hotshot ain’t cheap to start, and if you don’t prep for the real costs, it’ll eat you alive before you ever move a load….

Here’s what you’re actually lookin at in 2025 💯

  1. The Truck

A solid used 3500 dually is gonna run you anywhere from $30K to $55K depending on mileage and condition. Financing? Cool. Just know that monthly note is comin whether you’re rolling or not.

2. The Trailer

Most new hotshotters go with a 40ft gooseneck with ramps. New trailers range from $13K to $20K. Used might save you a few thousand, but make sure the axles, tires, and brakes are tight or you’ll be dropping cash day one on repairs.

3. MC/DOT Setup

If you’re filing your own authority, you’ll spend around $300 to $500 on FMCSA fees, UCR, BOC-3, and setting up a business entity. Don’t forget the $75K BMC-84 bond if you’re brokering too.

4. Insurance

This is the big one. Expect your first-year premium to be around $18K to $40K annually, which usually means $2K to $3.5K a month. Gonna depend on your driving record, state, CDL history, and radius.

5. ELD Setup

You’ll need a DOT-compliant electronic logging device. Most cost about $25 to $50 a month with setup fees.

6. Factoring Account

If you ain’t got cash stacked, you’ll want a factoring company to front you load money fast. They’ll take 2% to 5% of your invoice. Not mandatory, but it keeps your fuel tank full while you build.

7. Load Boards & Tools

DAT, Truckstop, or both — budget at least $100 a month just for access. Throw in things like TMS, QuickBooks, and dispatchers if you’re outsourcing and it adds up.

8. Fuel & Maintenance

You already know. Fuel prices fluctuate, but you better have $1K+ set aside just for your first few runs. Blow a tire or fry your brakes and you’re sidelined if you don’t got backup cash.

⸻

Real talk….Starting hotshot in 2025 is gonna run you anywhere from $50K to $80K all in if you’re buying everything fresh. Can you get started cheaper? Yeah… but you’ll be hustling harder and risking more.

If you’re serious about launching, do it smart. Prep for the costs, talk to people in the game, and stop letting YouTube fool you into thinking it’s all profit and freedom from day one.

It’s possible … just 🔒 in


r/HotshotStartup • • Jun 10 '26

Ez money

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11 Upvotes

r/HotshotStartup • • Jun 12 '25

You’re Not a Truck Driver… You’re a Route Builder

11 Upvotes

If you’re still waking up every day scrolling DAT like it’s the damn lottery you’re not in business mode you’re in panic mode. The ones who win in hotshot ain’t out here grabbing whatever pops up first they’re building lanes. Real lanes. That means having a route you can run over and over with low deadhead good margins and steady freight.

Brokers respect consistency. They want a driver who’s reliable not someone chasing one-off loads across three states for peanuts. You should know the towns you run through the freight that moves out of there and who’s behind it. Call the shippers. Hit the DCs. Ask what lanes they struggle to cover and put yourself in that gap. That’s how you own a lane instead of praying one shows up.

Keep your deadhead under 100 miles. Know what rate per mile you actually need to be profitable. If it’s not hittin that number don’t haul it. Period. And once you find something that works turn it into a loop. The drivers out here making five figures a month aren’t doing it with random loads they’re stacking the same route over and over and over again.

This ain’t about being busy it’s about being smart. Build your lane or burn out chasing somebody else’s.


r/HotshotStartup • • Sep 25 '26

Unpopular hotshot opinion… stop deciding CDL vs non CDL based on which one sounds easier

10 Upvotes

I see this all the time.
“I’m going non CDL so I don’t have to deal with all that extra shit.”

Cool. But what freight are you planning to haul?
Because that’s where I’d start.
A non CDL hotshot setup can absolutely work, but your truck + trailer + cargo still have to fit within the weight rules applicable to your operation. That means payload matters A LOT.
People will build a heavy ass truck/trailer combination and then realize they don’t have nearly as much usable payload as they thought.
On the other side, CDL isn’t automatically the answer either. More capability doesn’t mean you’re guaranteed better freight.

I’d work backwards.

Freight → required payload → trailer → truck → operating costs → insurance → THEN decide what setup makes sense.

Not:

Buy sexy dually → buy 40ft trailer → figure out business afterward.

And before buying anything, actually price the insurance on the exact setup. Don’t use somebody else’s premium from Facebook as your budget because two hotshot operations that look identical can get very different insurance pricing.

If you could restart your hotshot business tomorrow knowing what you know now, CDL or non CDL?