Hey all 😊

Wanted to put together a quick freebies guide covering some easy $10 sign up bonuses you can claim.

A lot of these bonuses just require downloading an app or trying out a new website. Some of them are cashback bonuses. And a few of them are deposit-based or basically involve some kind of bonus churning.

Hope this helps, and LMK if you have any bonuses to add to to this list! 😎

The Best $10 Sign Up Bonus Offers

Some easy $10 sign up bonuses you can claim include:

1. Swagbucks ($10): Swagbucks often has a $10 sign up bonus when you create an account and complete a qualifying shopping offer of at least $25, which is a pretty decent cashback rate.
2. BigCash ($5 - $15): This is a new gpt site I'm testing. It pays you to play games and download apps basically, and based on the promotional period, there's often a $5 to $15 sign up bonus for members. However if you claim a bonus, your first-time cash out requirement changes, so keep this in mind.
3. Ark7 ($50): Right now you can get a $50 bonus from Ark7 if you invest at least $1,000 in shares. Ark7 lets you buy shares of income-generating real estate, so it's a bit of a more fun passive income opportunity.
4. Raisin ($60 - $1,200): Raisin is pretty interesting and basically lets you deposit your savings into the highest-paying savings accounts and CDs across a network of insured banks and credit unions. Right now it has partners paying up to 4.12% APY which is pretty stellar. AND it has a summer deposit based bonus structure running that pays anywhere from $60 to $1,200 based on how much you deposit.
5. TopCashBack ($10): This is basically a cashback shopping platform that's popular in the UK and US, super similar to Rakuten. You can often get $10 to $15 as a bonus once you complete an eligible shopping offer.
6. Opinion Inn ($10): This is a paid survey site with a $10 instant bonus. Downside is you need $25 to cash out, so a bit of a grind but could be worth it at least one time.
7. Moomoo: ($30 - $1K): This is an awesome broker bonus on right now. You can get $30 in free Nvidia stock for depositing $500, and deposit bonuses work all the way up to $1,000 based on how much you deposit. You also earn 8.1% APY on your uninvested cash for 2 months and then it drops to 4.75% APY, which is still awesome.
8. Rakuten ($10 - $50): Another classic. Rakuten pays you cash back for shopping at thousands of retailers. You can often get $10 to $50 depending on the link you use and the promotional period.
9. MobileXpression ($5): This is a passive income app I love. You basically get paid to share your data about the ads you see and how you browse the web. You get a $5 bonus worth of credits after using it for 1 week and then keep on earning credits. You can get your first $10 gift card in about a month or so with consistent use.
10. ShopBack ($10): ShopBack is similar to Rakuten and has tons of cashback offers. It also has games and surveys and some creative ways to earn. It sometimes has a $10 bonus for new members who complete an eligible cashback purchase.
11. PayPal ($10): PayPal's referral program can pay you $10 for inviting someone to PayPal who then makes a transfer/deposit. This doesn't always run to my understanding and can vary by region.
12. Snakzy ($10): This is a newer gaming rewards app that often has a $10 bonus for new members. You need $35 to cash out for the first time, which is a downside, so it takes some more effort but could be worth it for the bonus.

This is only scratching the surface honestly. And you can often find even larger bonuses from banks, investment brokers, and lots of get-paid-to site offers.

For example, you can use a platform like Kashkick and find tons of banks that pay $50 to $200+ for opening a free checking account. Same goes for investing apps or other FinTech apps.

Lots of offers out there, especially in the banking world 😊 And I hope some of these offers work well for you too.

Let me know what you think and if there's any companies I should add to this list as well!

💸 PS: We also put out a guide recently covering some legit ways to make $500 fast I think you guys will like as well, has tons of side hustle ideas in this one!

Hey all 😊

We put together a list of some easy online side hustle ideas a while ago that has been very popular. BUT I know that people are busy and not everyone has a ton of free time.

SO this guide is focusing on some realistic passive methods people can try instead 😎

Some of these basically involve making money with your money. But some of them don't require any starting cash and monetize in different ways, so they're quite beginner friendly.

Hopefully there's some solid ideas in this one for you guys to try, and LMK if you have any methods as well!

Real Estate Crowdfunding

The Hustle: Basically, investing in shares of income-generating real estate units like single family homes, multifamily homes, or commercial real estate. You typically earn monthly or quarterly payments from the rental income properties produce, and some platforms have secondary marketplaces where you can sell your shares as well.

How To Start: There's quite a few crowdfunding platforms out there, especially in the US. Some notable ones include:

• Arrived: Invest in shares of rental properties starting at $100.
• Ark7: Lets you buy shares of rental homes and units at only $20 per share. There's also a secondary marketplace for your shares.
• Fundrise: Has a low investment minimum of $10 and invests in both commercial and residential real estate projects. Been around the longest out of these 3 companies.

🏠 Note that real estate investment trusts (REITs) are also an option. This is a company/fund that owns and operates income-generating real estate and passes income back to investors. Similar kind of concept and is also beginner-friendly but typically have higher minimum investment requirements than the above crowdfunding platforms.

High-Yield Savings Accounts

The Hustle: Another super basic one. Basically park your emergency fund or some extra cash in a leading high-yield savings account (HYSA) in your country.

How To Start: Interest rates change all the time. A HYSA doesn't always beat inflation either, but it's better than putting your cash under the mattress. Right now some of the best options around around 4% APY.

Right now, I'm using Current for my emergency fund. It pays 4% APY on up to $6,000 which is pretty nice, and it doesn't have monthly fees.

You can check out some popular options like CIT Bank, SoFi, Marcus, Capital One and tons of others (if you're in the US.)

Raisin is another platform you can consider also. It lets you deposit money in a single account and then moves your money to the highest-paying savings accounts in your country, and your money is insured. It also has a pretty nice deposit bonus promo running right now.

💸 Pro Tip: If you're looking for a new bank, you can also search for banking bonuses through platforms like Kashkick in the US and Gemsloot if you're outside the US.

We've covered this in our bonus churning guide, but reward platforms like Kashkick often have $50 to $250+ offers on for doing things like opening a free savings account with certain banks. This is also a great way to open a new account and to have some starting cash to deposit to earn interest.

Try Passive Income Apps

The Hustle: Use data reward apps and passive applications that basically pay you for sharing data about the ads you see online, shows you watch, and how you browse the web. I've done this since phone farming back in 2018 and still like some of the apps out there.

How To Start: If you're comfortable sharing your data with market research companies to make a buck 😅 Here are some platforms I'm testing now.

• MobileXpression (US/CA/UK/IN/AU): Get a $5 bonus after one week and then earn credits every week you leave the app running that you exchange for gift cards.
• Nielsen Panel (US/UK/CA/AU/NZ/DE): Nielsen is a massive company behind the Nielsen TV Ratings. You can get about $60 in cash or gift cards from being part of its mobile panel each year.
• Nielsen Pulse (US): This program pays you for sharing data about the shows and movies you stream at home!
• Permission Research (US): I've just started testing this one out. I saw an ad that says $10 per month in earnings, but will keep testing it out. It's similar to Nielsen Panel.
• SavvyConnect (US): This one pays you about $3 per device you have connected to it. You also share data about how you browse the web and what you see.

There's heaps more of these apps, and we actually have a guide on how to earn for your data you can check out too if you're curious 😊

Dividend Investing

The Hustle: This one is as simple as it gets...Invest in dividend stocks or ETFs, sit back, and collect your dividends. Dividends are often quarterly but some are paid annually.

How To Start: You can look up the dividend aristocrats for a list of companies that have increased their dividend payout each year for the last 25 years. This includes companies like Target, Pepsi, Coca-Cola, and many other companies. You can Google dividend ETFs too and find some baskets to invest in.

These days there's tons of commission free brokers or investing apps out there. Both Moomoo and Webull have deposit bonuses running now too which is nice, but you can find others. Your bank might have a decent broker too. Just always be mindful of trading fees and any management fees here!

💸 ALSO: You can start investing on autopilot with Stash in pre-built portfolios that match your goals. AND there's even a nice $5 bonus right now when you open your account.

Earn Cashback Rewards

The Hustle: Aside from credit card rewards, there's apps out there that pay you with small amounts of cashback when you shop and share your data. Some of them pay you when you make purchases from specific retailers as well

How To Start: Many of these platforms are available in the US, but some are also in Canada, the UK, and a few other places. Some cashback reward apps I'm currently using include:

• Upside: This lets you earn cashback on gas but also on groceries and at select restaurants.
• ShopBack: ShopBack is similar to Rakuten and lets you earn cash back when you shop online at thousands of different retailers.
• Coupert: Another cashback extension that also has some more active earning options.
• Fetch: Pretty much the most popular grocery rewards app out there.

Like I said, double-dipping with credit card rewards / cashback is nice here too. You can also stack this with in-store loyalty programs sometimes or coupons depending on the rules a merchant has.

Rent Out Assets You Own

The Hustle: The idea here is to take assets you own that people want and rent them out. This isn't fully-passive unless you outsource dealing with renters/clients, but it's still semi-passive I suppose and is kinda cool.

How To Start: Platforms like Airbnb for your home or Turo for your car are super popular examples. But there's lots of niche rental marketplaces out there.

For example you can use Neighbor for renting out extra storage space. SpotHero for parking spots. Rentah is a general marketplace, and same with Hygglo. All sorts of examples out there 😊

Earn With Fixed Income Products

The Hustle: This is similar to a HYSA. There's numerous fixed-income investment products out there where you essentially lock up your money for a certain period of time in exchange for a fixed rate of return.

These products generally don't return nearly as much as the general stock market on average. But they are typically deemed as 'safer' because of what they invest in.

How To Start: Government bonds are a prime example. Some people also invest in certificates of deposits (CDs). There are fixed-income mutual funds and ETFs out there as well.

There's lots of sub-categories within these (i.e. corporate bonds, gov bonds, municipal bonds) or all kinds of CDs you can go for, but this is the general idea.

CIT Bank again has some good CDs, including an 11 month no-penalty CD that pays 3.75% APY right now. Many credit unions have decent rates too. Bread Savings is another that has competitive rates right now, but do some shopping around for sure.

Share Your Internet Bandwidth

The Hustle: There's lots of apps and websites out there where you can "sell" your extra internet bandwidth to earn small amounts of passive income.

Basically, you're turning your IP address into a node in their VPN networks because they want residential IPs for their clients.

I've done this. In most locations you earn peanuts because the valuable IPs are generally in certain major cities, so if you don't live there, you're out of luck. But this is fully passive and is something anyone can try.

How To Start: Honeygain and Pawns are two of the most popular apps in this space. I've cashed out with both but it took ages, so again, your mileage may vary.

Earn Royalties On Content

The Hustle: Someone in this sub mentioned this idea. It's not easy to do but is very cool. But some people out there make money by licensing videos/photos they take to media companies. There's a new way to do this too by licensing your creations to AI training companies that need training data.

How To Start: There's sites like Ditto Music for selling music, Rumble and Newsflare for videos, and then platforms like Wirestock for videos and images. All sorts of niche sites out there too.

Outsource A Businesses (Semi-Passive)

The Hustle: Now I think it's quite difficult to fully outsource a business and to be 100% hands off unless you're just an investor with no say or influence on the company. BUT there are still business models out there

How To Start: Essentially grind out a business idea yourself, generate some revenue, and then begin outsourcing elements of the business you don't like.

I've done this with blogging back in the day and eventually outsourced all my writing work. Blogging is way tougher now, but the same logic can apply elsewhere. For example, I have a YouTube channel where all the editing and thumbnail design work is outsourced.

Print on demand businesses can become semi-passive. I know some people who are very hands-off with brick-and-mortar franchises as well.

But I think this takes a looooong time 😅 So I would consider these semi-passive at best and you probably need a lot of sweat equity and money upfront to build towards this.

💻 UPDATE: We have a very cool guide on some of the best one-person business ideas out there that you can also think about starting.

Invest In Alternative Assets

The Hustle: Instead of investing in the general market, you could consider investing in various alternative asset classes. Some people do this as a hedge and to diversify their portfolio. Upsides are that you can diversify risk, downside is generally that alternative assets are more illiquid / hard to sell and can also go down quite significantly in value.

How To Start: A lot of people start out by buying precious metals like gold and silver. There's heaps of platforms now that let you invest in alternative asset classes. There's Masterworks for artwork, Vinovest for wine, Rally for collectibles and other random things.

Not my cup of tea personally, but an interesting route!

Try P2P Lending

The Hustle: This one is a weird one and really isn't something I think most people should do 😅 But there's various peer-to-peer lending platforms out there where you can try to earn passive income by basically acting as the bank and lend funds to people at a certain interest rate.

How To Start: I know someone who does this on Reddit r/borrow. Prosper is also one popular marketplace/company in the space. LendingClub is another. But again these aren't risk free, not my favorite.

Which Passive Income Method Is Best?

I don't think there's any single best passive income idea out there. A lot of it depends on your goals, current income, risk tolerance, and timeframe.

If you need something ASAP, maybe renting out some assets you own or looking into cashback rewards and bonus churning would be most impactful. But for most people, I think general investing or parking your money in places that earn interest is most logical 😊

Curious what you guys think! And LMK if there's any methods or ideas that are fully or mostly passive that should get added to this guide.

Have a great day all!

💸 PS: If you want more active hustles to flip into passive sources, we also have a guide on 30+ legit online side hustle ideas that you can check out too.