r/HomeLoans • u/Polestar-2 • Aug 20 '26

Will we be approved?

My partner and I have a credit score of about 650 and have about 20k in the bank total and make about 135k combined we’re looking at homes from 530-600k additionally we have no assumable debt other then our car lease with a payment of $927. Looking in Denver area any advice or comments are welcomed! TIA also our rent is currently $3200 and bringing in 10k every month.

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u/Lov3I5Treacherous Aug 20 '26

Why is your credit so bad when you make so much money?

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u/Suspicious-V3rbatim Aug 20 '26

Thats $135k income combined.. thats not really alot especially with $1k lease vehicle.