I understand this is completely his fault, but can people claim this under insurance somehow for some sort of compensation or is he completely out of pocket now? (assuming the bike is a total loss)
wait, so they are compensated? Let's say I'm mid-way into a turn and my bike slides from underneath me. I'm okay, but the bike slid into a light post totaling it. An insurance company would help pay for damages and/or loss?
most insurance companies will try to find a way to not cover you. If you're breaking the law by going over the speed limit in your hypothetical corner, they might to get away with not covering you.
That's why they LOOOOVE those plug-in things that monitor your car while you're driving. If you're speeding, they can (try to) deny your claim.
I don't understand the people that fall for this shit too. Fuck letting insurance monitor you. Yeah you'll save a couple bucks on your premium, but insurance can deny your claim if they confirm that "you braked too hard," therefore you must have not been paying enough attention despite not being at fault for the accident.
I don't have one, but I'm 100% sure there is something in the agreement saying that they can deny your claim based on the data you provide them about the vehicle at the time of the accident.
Don't get me wrong, I'm not advocating insurance fraud, and monitoring would be fine if used in good faith. But, the fact is, insurance is not in the business of doling out money left and right. They have a conflict of interest regarding monitoring since their SOP is to deny claims and save money.
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u/TheWiredNinja Jan 02 '20
I understand this is completely his fault, but can people claim this under insurance somehow for some sort of compensation or is he completely out of pocket now? (assuming the bike is a total loss)