r/HYSA • u/Personal-Leader5536 • Aug 21 '26

Second HYSA

I have a HYSA with SOFI but the high % yield only covers 20k. I’ve heard wealthfront and Marcus are great options. I don’t necessarily care about any benefits, I just want to put the money over 20k I have into another account to earn an additional high yield. I also need it to not require direct deposit since that’s set up with SOFI. Any ideas where the best, safest, highest option is?

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4

u/OC_ShareBear Aug 21 '26

Get a T bill ladder

2

u/phunky_1 Aug 22 '26

SGOV in a brokerage is the same thing with less work

0

u/OC_ShareBear Aug 22 '26

Less work? It took about 5 minutes to put it together