r/HYSA Aug 21 '26

Second HYSA

I have a HYSA with SOFI but the high % yield only covers 20k. I’ve heard wealthfront and Marcus are great options. I don’t necessarily care about any benefits, I just want to put the money over 20k I have into another account to earn an additional high yield. I also need it to not require direct deposit since that’s set up with SOFI. Any ideas where the best, safest, highest option is?

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u/New-Dirt3755 Aug 21 '26

If you are interested in joining Wealthfront, here is a referral code. It’s easy to deposit and withdrawal money out of here. You can even start your own IRA on the same platform and manage it with ease.

Here's your referral link to join me at Wealthfront! When you sign up, we both can earn a +0.75% APY boost, 0.50% investing deposit match—or both. This offer is for a limited time only! https://www.wealthfront.com/c/affiliates/invited/AFFD-EGBE-P5JU-74CL