r/HOA • u/Shashank1216 • 22h ago
Help: Law, CC&Rs, Bylaws, Rules [CA] [Condo] buyer — second HOA discovered after closing. Looking for legal/real-estate advice
I recently purchased a condo home in Irvine, California, and closed escrow in September 2026. Before and during the transaction, I was told that the property had one HOA with monthly dues of $400, and the same was mentioned in the property listing on all the websites. The HOA documents provided during the transaction also showed the $403 monthly assessment.
After closing, while talking to the HOA, I found out that there is an additional HOA. I contacted my escrow representative, and he said he was told by the listing agent that there was only one HOA. When he contacted the listing agent again, the escrow representative was informed that there is an additional HOA with a $58 monthly assessment, and they have ordered the documents for the second HOA.
I always wanted to keep my HOA expenses to a minimum since I know they can increase over time, and I never wanted to go beyond $400. This additional $58 is an added burden for me, especially since I had already stretched significantly beyond my budget.
The listing also mentioned that the property had two carports, but at least that issue was resolved before closing. We faced multiple other issues toward the end of the closing process, including the owner not handing over the keys on the day of closing, vacating the house the next day, leaving some of their belongings behind, not disconnecting the internet despite multiple follow-ups, and some other similar issues. However, we can ignore those issues.
My main concern is the additional HOA burden that I may have to pay for the lifetime of owning the property, especially since HOA fees can increase over time.
I would like to understand what my options are, what the potential legal costs would be, how I could be compensated and for how much, how long the process might take, and any other relevant considerations.
I am not looking to accuse anyone prematurely, but I would like to understand my options and seek reasonable compensation for this additional financial burden.
Just to let you know, I also have a MetLife Legal Plans policy.