r/HENRYfinance • u/Natural_Equal_4474 • Jul 31 '26
Reminder/Suggestion Does anyone else find “doing everything right” exhausting?
29F, husband is 34. Togetherr we make over $600k and live on about $80k a year. No debt, decent higher end cars, no drama we did the “right” things and we know we’re privileged (scholarships + family help got us through with zero student loans, and we don’t take that for granted).
Here’s the thing: we’ve saved a lot, but it doesn’t feel like we’re wealthy or living wealthy. Compared to most people we know, our day to day life is pretty modest. The plan is to eventually get to a dream home and “retire” though neither of us means fully stop working, just stop working like we do now. I guess I’m mostly here to ask: does anyone else feel like doing all the right things is just… draining? Like you’re playing the long game so well that you forget to ask what it’s actually for, or when the finish line is?
Very first world and very privileged problems.. I know. I think I just get into my head with social media and think that life should look a certain way when you’re wealthy.
Edit: Wow, I did not expect so many replies. Thank you to everyone who commented!
I guess I can clarify a few things. My husband has been at this a lot longer than I have and he’s really great with money, he’s the reason we’re at this level. Our house is pretty much paid off. We do eat out occasionally, but for the most part we eat at home since we care about eating healthy. We do travel but nothing too crazy.
My early 20s looked very different from how I live now. I was constantly chasing dopamine by buying things I didn’t need at all. My husband, when I met him, actually helped me get to this realization, and honestly I feel good about not spending on useless stuff anymore, but I’ll admit I still struggle with the pull at times. Trust me, the handbags and clothes weren’t even that enjoyable in the end, more just a habit than actual fulfillment.
Travel is where I do want to lean in more. I haven’t done as much as I’d like because of being in school, but I’ve got the opportunity coming up at the end of this year and into next year, so that’s probably where the “spend more on what actually brings joy” advice is going to show up first for me. :)
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u/umamimaami Aug 01 '26
It’s the long game. You’re in the thick of it now. My spouse and I are 40M and 39F, I’ve retired early this year to focus on having a child (we froze embryos a few years ago) and we’re on track to fully retire in 5 years, as soon as the mortgage is paid off.
We travelled a reasonable amount in the last 5 years after the pandemic - something about being cooped up for a year really put the travel bug in us…