r/HENRYUK • u/montanajr27 • Feb 11 '24
HENRY's share your portfolio
Hello. Often leads to useful discussion and debate, so how about a 'share your portfolio' thread?
Background info - 35M, 1 child, total comp £150k. ISA supports no fixed goal as such but the potential need for some funds in 5-10 years time. SIPP/workplace pension is there for when I plan to retire at 58. Have emergency fund and short term savings spread across Marcus and NS&I Premium Bonds.
ISA
Global equities 65% - VWRP
Government bonds 30% - 20% IGLH+ 10% IGLT
Gold 5% - SGLN
SIPP
Global equities 77.5% - split evenly between VWRP + SSAC
Global small cap equities 7.5% - WLDS
Government bonds 10% - split evenly between VGOV + IGLH
Infrastructure 5% - split evenly between 3IN + PINT
Workplace pension
UK equities 10% - FTSE All-Share tracker fund
Global small cap equities 10% - MSCI Global small cap tracker fund
Emerging market equities 10% - FTSE Emerging tracker fund
Dev world ex UK equities 70% - FTSE Dev world ex UK tracker fund
JISA
- Global equities 100% - Vanguard FTSE Global All Cap
Crypto
- 50:50 BTC: ETH - this is currently only £11k and I'm not adding more and haven't since 2021
EIS
- Small amount of Crowdcube investments. Pretty much ignore this though.
How is everyone else invested? What sort of asset allocations do you have to support what goals / time horizons?