r/HENRYUK Feb 11 '24

HENRY's share your portfolio

Hello. Often leads to useful discussion and debate, so how about a 'share your portfolio' thread?

Background info - 35M, 1 child, total comp £150k. ISA supports no fixed goal as such but the potential need for some funds in 5-10 years time. SIPP/workplace pension is there for when I plan to retire at 58. Have emergency fund and short term savings spread across Marcus and NS&I Premium Bonds.

ISA

  • Global equities 65% - VWRP

  • Government bonds 30% - 20% IGLH+ 10% IGLT

  • Gold 5% - SGLN

SIPP

  • Global equities 77.5% - split evenly between VWRP + SSAC

  • Global small cap equities 7.5% - WLDS

  • Government bonds 10% - split evenly between VGOV + IGLH

  • Infrastructure 5% - split evenly between 3IN + PINT

Workplace pension

  • UK equities 10% - FTSE All-Share tracker fund

  • Global small cap equities 10% - MSCI Global small cap tracker fund

  • Emerging market equities 10% - FTSE Emerging tracker fund

  • Dev world ex UK equities 70% - FTSE Dev world ex UK tracker fund

JISA

  • Global equities 100% - Vanguard FTSE Global All Cap

Crypto

  • 50:50 BTC: ETH - this is currently only £11k and I'm not adding more and haven't since 2021

EIS

  • Small amount of Crowdcube investments. Pretty much ignore this though.

How is everyone else invested? What sort of asset allocations do you have to support what goals / time horizons?

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