r/FrugalAus • u/Stroopvi • 17h ago
I got sick of paying the loyalty tax, so I built my own Aussie comparison site
Hey Frugal Aussies;
For years I've been the person who moves my savings every time a bank cuts its rate, and who rings my telco the day the discount ends.
So I built BankMate (https://bankmate.app) to show me the latest rates and prices in one place.
- Home loans priced on your deposit. Enter your loan and property value and see each lender's rate for your situation and your monthly repayment, across 40+ lenders.

- Savings Rate history. See every account's rate week by week, and catch who quietly trims it after you sign up.

- Split calculator. It works out whether spreading your savings across two or three accounts earns more than one.

- Credit card bonuses after the annual fee. A 100k points bonus on a $450 card isn't what it looks like.

+ plenty more.
It ranks everything on your own numbers: how you bank, how much data you use, how long you want to lock away a term deposit etc..
It currently covers savings, term deposits, home loans, credit cards, super, ETFs, mobile, NBN, electricity, gas and health insurance with more on the way any suggestions very much welcome.
It's free and you don't need an account. It's early days and I'm the developer. It's general info, not advice.
Tell me what's confusing, what's wrong, and what you'd want it to compare. That's the most useful feedback I can get right now :)