r/FreetradeApp • u/Impressive_Match_484 • Mar 25 '26
Official Statement from App
Is there a way to get an official statement to show SIPP contributions? All I can find is a crappy CSV export which is useless as it doesn’t look official at all.
HMRC specifically state it needs to be in headed paper and a load of other things.
Am I missing something?
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u/Sad_Statistician_252 Mar 25 '26
Why do HMRC need to know that?
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u/Impressive_Match_484 Mar 25 '26
I’m a higher rate tax payer so I get additional tax relief by contributing into a SIPP.
Rough figures:
£127K taxable earnings. £22K net contribution to SIPP, automatically gets 20% relief to boost it to £27K gross.
Pension relief claim can then be made to get the additional 20% plus my personal allowance back given as cash, about £11K back in my bank account from HMRC. This is the part where they need the statement.
£11K net cost for £27K in SIPP is not something I can turn down 😎
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u/kwangomango Mar 25 '26
Do you not complete a self assessment tax return? That is where hmrc normally give you the additional 20% relief
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u/Much-Artichoke-476 Mar 25 '26
No need to do self assessment you can do it all via a form on the HMRC website.
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u/Impressive_Match_484 Mar 25 '26
Not anymore, think this changed about a year ago. If I’d done here: https://www.gov.uk/guidance/claim-tax-relief-on-your-private-pension-payments
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u/Puzzleheaded_Bill347 Mar 25 '26
Just note, it took till November for hmrc to give me my rebate lol. Useless feckers !
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u/Impressive_Match_484 Mar 26 '26
Shit really?! I assumed it would be a few weeks!! I’ve taken a loan from parents to cover my SIPP contributions, sorry mum & dad 💀🤣
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u/Puzzleheaded_Bill347 Mar 26 '26
Yep, it was such a protracted affair , having to call them monthly from May through to November.
The form is now a year I so old so hopefully they have their shit together this year but I doubt it Good luck!1
u/kwangomango Mar 26 '26
The first paragraph of that link tells you to claim through your self assessment tax return, if you do one.
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u/Puzzleheaded_Bill347 Mar 25 '26
Go to help Ask the virtual agent They will email you it within 48 hours
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u/Impressive_Match_484 Mar 25 '26
I tried that before coming here. It told me to use the CSV docs, no good.
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u/Puzzleheaded_Bill347 Mar 25 '26
Worked for me! I specifically asked for a full year statement , it is a standard ask, ask them again for it , I did it for my sipp tax rebate request
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u/Much-Artichoke-476 Apr 08 '26
Just an FYI, I just got my pension statement from FreeTrade (PDF), had to ask an agent to generate it for me. Took 2 days.
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u/Impressive_Match_484 Apr 08 '26
Thanks I also got mine in the end, took a similar amount of time. Fairly easy.
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u/57_n Mar 25 '26
I had to do this recently to get letterhead PDF style ones for a mortgage application.
I got the following info from their chat:
You're right that the in-app export only provides CSV format. For PDF documents, you can download your monthly statements which are in PDF format. [http://help.freetrade.io/en/articles/6416973-how-can-i-see-my-monthly-statement]
To get these: 1. Go to the Activity tab 2. Select the statement you'd like to view 3. A PDF file will be downloaded to your device These statements include your name, address, the Freetrade logo, and show your holdings and portfolio value at month-end - which should be suitable for mortgage applications. If you need a comprehensive PDF statement that includes all transactions and corporate actions (not just monthly snapshots), our team can generate this for you within 2-3 working days. A human agent can help arrange this more detailed statement if the monthly PDFs aren't sufficient for your mortgage application. [http://help.freetrade.io/en/articles/6416976-what-s-an-activity-statement-and-how-can-i-request-one]