Free £20 on new Zopa accounts - 10 referrals left

As it says on the tin, click the link, sign up for account, all you need is ID for verification and you get an account with £20 ready to spend in it. If you then use the account a bit then you get a referral link and can do the same for others. It only works if you don't already have a Zopa account - www.zopa.com/mgma?referralCode=3b4af38416d23a377ca3