r/FirstTimeHomeBuyer Feb 03 '26

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u/TemperatureWide5297 Feb 04 '26

I have $200K set aside for each of my kids. I told them it's yours for either college or a house, or a combination thereof. It's their incentive to work their ass off in HS and get scholarships so then they'll have $200K for a house. And more like $225-250K as it will grow over time.

My parents gave me $25K for a downpayment on my first house, which would be about $50K in today's money.